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218 2nd St NW, Crosby, MN, 56441

2beds
1baths
681sqft
$169,900
$249price/sqft
$1,248/moest. monthly cost
$49,920/yrincome needed

About This Home

Welcome to this well-maintained 2-bedroom, 1-bath home in the heart of Crosby! Featuring new flooring, newer appliances, and move-in ready condition, this property offers comfortable living with low-maintenance appeal. Located just minutes from the renowned Cuyuna Mountain Bike Trails, crystal-clear lakes, mine pits, shopping, dining, and all the recreation and amenities the Cuyuna Lakes Area has to offer. Whether you're looking for a year-round residence, a weekend getaway, or an excellent investment opportunity for nightly or weekly rentals, this versatile property is ready to fit your needs.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

6/10
7/10
Crosby-Ironton SecondaryGrades 7-120.6 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Block,Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Partial,Unfinished

Bathroom

  • Level: Main
  • Area: 36
  • Dimensions: 6x6

Bedroom

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Bedroom2

  • Level: Main
  • Area: 117
  • Dimensions: 13x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 681

Foyer

  • Level: Main
  • Area: 72
  • Dimensions: 12x6

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 681
  • Total interior livable area: 681 sqft

Kitchen

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Laundry

  • Level: Lower
  • Area: 117
  • Dimensions: 13x9

Living Room

  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Utility Room

  • Level: Lower
  • Area: 140
  • Dimensions: 14x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 11121073
  • Zoning description: Residential-Single Family
  • Foundation area: 681

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Fencing: None

Lot

  • Lot size: 3,049 sqft
  • Features: Cleared,Tree Coverage - Light
  • Lot size dimensions: 124 x 25

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Crow Wing County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$83$996
Property Taxes $136$1,632
Electricity $170$2,050
Total$1,248$14,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,788/yr
40% on housing$37,440/yr
45% on housing$33,280/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 56441$109
Crow Wing County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 56441$193
Crow Wing County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$169,900
2026-07-29Listed for sale$169,900
2026-07-22Pending sale$169,900
2026-07-11Listed for sale$169,900
2025-10-17Listing removed$950
2025-10-04Listed for rent$950
2024-12-07Listing removed$950
2024-11-14Listed for rent$950
2024-02-06Listing removed--
2024-01-24Listed for rent$950
2024-01-02Sold$148,000
2023-12-07Pending sale$159,000
2023-11-28Listing removed--
2023-11-17Listed for sale$159,000
2023-11-07Price change$1,250
2023-10-24Listed for rent$1,350
2023-09-15Sold$80,000
2023-08-29Pending sale$99,000
2023-08-17Listed for sale$99,000
2020-04-29Sold$55,000
AgentChad Schwendeman
BrokerageeXp Realty

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