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36271 Pine Bay Cir, Crosslake, MN, 56442

2beds
2baths
1,431sqft
$350,000
$245price/sqft
$2,289/moest. monthly cost
$91,560/yrincome needed

About This Home

Discover the perfect next chapter as you downsize from lake life at Pine View Townhomes—Crosslake's premier 55+ maintenance-free community. Thoughtfully designed for easy, elegant living, this beautifully appointed residence offers an inviting open floor plan with two spacious bedrooms, two bathrooms, and a versatile den ideal as a home office, reading retreat, or additional living space. An attached two-car garage provides everyday convenience, while an interior entrance offers seamless access to the community's exceptional amenities. Residents enjoy beautifully curated gathering spaces, including a welcoming great room, full community kitchen, relaxing porch, exercise room, and a private guest room for visiting family and friends. Whether you're seeking a year-round residence or a refined seasonal retreat, this maintenance-free home allows you to spend more time enjoying everything the Lakes Area has to offer. Ideally situated just minutes from Crosslake's restaurants, shopping, golf courses, and countless recreational opportunities. Embrace a lifestyle defined by comfort, convenience, and community. Schedule your private showing today and discover why Pine View Townhomes is one of Crosslake's most desirable destinations for effortless Lakes Area living.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Closet,Main Level

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main
  • Area: 215.8
  • Dimensions: 13x16.6

Bedroom2

  • Level: Main
  • Area: 137.8
  • Dimensions: 13x10.6

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Den

  • Level: Main
  • Area: 140
  • Dimensions: 10x14

Dining Room

  • Level: Main
  • Area: 135
  • Dimensions: 9x15

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,431

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,431
  • Total interior livable area: 1,431 sqft

Kitchen

  • Level: Main
  • Area: 108
  • Dimensions: 9x12

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 238
  • Dimensions: 14x17

Primary Bathroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 14150506
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1431

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Fencing: None

Lot

  • Lot size: 1,306 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 40 x 40

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Crow Wing County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$140$1,680
Property Taxes $210$2,520
Electricity $170$2,050
Total$2,289$27,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,480/yr
40% on housing$68,670/yr
45% on housing$61,040/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 56442$249
Crow Wing County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 56442$330
Crow Wing County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$350,000
2026-07-08Listed for sale$375,000
2014-04-22Sold$149,000
2013-11-24Listing removed$160,000
2013-07-09Listed for sale$160,000
2013-06-07Listing removed$160,000
2013-02-20Price change$160,000
2012-02-14Price change$174,900
2011-02-16Listed for sale$199,900

For Sale by Agent

AgentLaura Pederson
BrokerageNorthland Sotheby's International Realty

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