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3953 Jack Pine Rd, Brainerd, MN, 56401

1beds
1baths
720sqft
$254,999
$354price/sqft
$1,761/moest. monthly cost
$70,440/yrincome needed

About This Home

Enjoy the best of Northwoods living at this tastefully updated property featuring a stunning outdoor fireplace and patio that's perfect for relaxing evenings or entertaining family and friends. Situated on 2 acres, the property offers abundant garage space, providing plenty of room for vehicles, recreational toys, workshop space, and additional storage. Outdoor enthusiasts will appreciate the home's close proximity to numerous ATV trails, making it easy to ride directly to some of the area's best trail systems. Whether you're looking for a full-time residence, weekend getaway, or a property with plenty of room for your hobbies and outdoor lifestyle, this home is one you won't want to miss. Buyers and buyer's agent to verify all measurements and information deemed important.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Harrison Elementary SchoolGrades PK-415.7 mi
7/10
Forestview Middle SchoolGrades 5-818.7 mi
9/10
Brainerd Senior High SchoolGrades 9-1216.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Water Softener Rented

Basement

  • Basement: None

Bathroom

  • Level: Main
  • Area: 63
  • Dimensions: 7'0" x 9'0"

Bedroom

  • Level: Main
  • Area: 123.5
  • Dimensions: 9'6" x 13'0"

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Boiler,Ductless Mini-Split,Fireplace(s)
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Level: Main
  • Area: 153.5417
  • Dimensions: 11'2" x 13'9"

Laundry

  • Level: Main
  • Area: 45.3333
  • Dimensions: 5'4" x 8'6"

Living Room

  • Level: Main
  • Area: 121.6667
  • Dimensions: 12'2" x 10'0"

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 88180518
  • Zoning description: Residential-Single Family
  • Foundation area: 720

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 2 Acres
  • Lot size dimensions: 263' x 330' x 263' x 330'

Parking

  • Total spaces: 4
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Hail
Lightning
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Crow Wing County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$194$2,328
Property Taxes $108$1,296
Electricity $170$2,050
Total$1,761$21,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,377/yr
40% on housing$52,830/yr
45% on housing$46,960/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 56401$212
Crow Wing County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 56401$192
Crow Wing County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$254,999

For Sale by Agent

AgentPhilip Imdieke
BrokerageCentral MN Realty LLC

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