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10422 Ossawinnamakee Rd, Pequot Lakes, MN, 56472

3beds
5baths
4,936sqft
$799,900
$162price/sqft
$5,144/moest. monthly cost
$205,760/yrincome needed

About This Home

Escape to this private 14 acre retreat surrounded by mature trees and abundant wildlife on Ossawinnamakee Road. This 4,900 sq. ft., 3-bedroom, 5-bath log-sided home offers rustic charm with refined comfort. The main level features an open floor plan with exposed beams, tongue-and-groove ceilings, and a striking two-sided brick gas fireplace that warms both the living and dining rooms. The chef’s kitchen boasts a large center island and commercial-grade gas range, ideal for entertaining or family gatherings. The primary suite offers beautiful natural light and a spacious private bath with a separate tub and shower. The lower level adds a second impressive stone, wood-burning two-sided fireplace shared by a family room and game room that walk out to a screened porch with a hot tub. Additional highlights include one-level living capability, an oversized in-floor heated garage that fits up to six vehicles, and serene pond views—all just minutes from Crosslake, Breezy Point, and Pequot Lakes. A rare combination of privacy, quality, and Northwoods character.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Metal,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Chandelier,Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned,Wine Cooler
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full,Storage Space,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 244.8
  • Dimensions: 15.3 x 16

Bedroom2

  • Level: Upper
  • Area: 134.52
  • Dimensions: 11.4 x 11.8

Bedroom3

  • Level: Upper
  • Area: 118.68
  • Dimensions: 9.2 x 12.9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 306.6
  • Dimensions: 14.6 x 21

Family Room

  • Level: Lower
  • Area: 454
  • Dimensions: 20 x 22.7

Features

  • Number of fireplaces: 2
  • Fireplace features: Double Sided,Brick,Family Room,Gas,Living Room,Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,304
  • Finished area above ground: 3,632

Game Room

  • Level: Lower
  • Area: 540
  • Dimensions: 20 x 27

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Hot Water,In-Floor Heating,Outdoor Boiler
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,936
  • Total interior livable area: 4,936 sqft

Kitchen

  • Level: Main
  • Area: 314
  • Dimensions: 15.7 x 20

Living Room

  • Level: Main
  • Area: 459
  • Dimensions: 15.3 x 30

Screened Porch

  • Level: Lower
  • Area: 78.3
  • Dimensions: 14.5 x 5.4

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 68350543
  • Zoning description: Residential-Single Family
  • Foundation area: 1819

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Porch,Rear Porch,Screened
  • Fencing: Chain Link

Lot

  • Lot size: 14 Acres
  • Features: Tree Coverage - Heavy
  • Lot size dimensions: 91 x 476 x 163 x 805 x 749 x 599 x 337 x 235 x 90 x 358

Parking

  • Total spaces: 6
  • Parking features: Attached,Asphalt,Floor Drain,Garage Door Opener,Heated Garage,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Crow Wing County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$330$3,960
Property Taxes $354$4,248
Electricity $416$4,995
Total$5,144$61,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,365/yr
40% on housing$154,320/yr
45% on housing$137,173/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 56472$213
Crow Wing County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 56472$295
Crow Wing County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$899,900
2026-02-16Price change$949,900
2025-10-17Listed for sale$995,000
2018-01-17Sold$480,000
2017-04-05Price change$499,900
2016-04-30Listed for sale$525,000
2015-10-16Listing removed$695,000
2015-10-01Listed for sale$695,000
2015-04-09Listing removed$1,295,000
2014-08-23Price change$1,295,000
2014-06-10Price change$1,500,000
2014-03-20Price change$825,000
2014-03-02Price change$1,500,000
2014-02-27Price change$825,000
2014-01-31Price change$1,500,000
2013-12-12Price change$825,000
2013-11-07Price change$1,500,000
2013-11-06Price change$825,000
2013-09-30Price change$1,500,000
2013-09-07Price change$825,000
2013-02-12Listed for sale$1,750,000

For Sale by Agent

AgentRobert Birkeland
BrokerageLarson Group Real Estate/Kelle

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