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4169 Grace Chapel Rd, Granite Falls, NC, 28630

5beds
4baths
1,564sqft
$329,900
$211price/sqft
$2,195/moest. monthly cost
$87,800/yrincome needed

About This Home

Duplex/triplex with strong income potential! This property features two finished units: an upper-level 2 bed, 1 bath with washer/dryer hookups and efficient mini-split system, and a lower-level 1 bed, 1 bath unit. The lower level also includes a large unfinished space already stubbed for an additional full bathroom, offering the opportunity to expand into one or two more bedrooms and increase value. Property is serviced by septic and county water. Recent upgrades include a new windows, new electric panels, brand new roof and new siding. Currently vacant and ready for your vision, with pro forma rents estimated at $850 for the one-bedroom and $950 for the two-bedroom. Ideal for investors or house hackers looking to maximize returns. Professional measurements coming soon.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
Dudley Shoals ElementaryGrades PK-51.8 mi
7/10
Granite Falls MiddleGrades 6-83.6 mi
5/10
South Caldwell HighGrades PK,9-123.7 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Crawl Space,Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: MultiFamily
  • Architectural style: Arts and Crafts,Farmhouse
  • Property subType: Triplex

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: In Unit

Basement

  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,564

Heating & Cooling

  • Heating features: Baseboard,Ductless
  • Cooling features: Ceiling Fan(s),Ductless,Window Unit(s)

Interior Area

  • Total structure area: 1,564
  • Total interior livable area: 1,564 sqft

Property

Details

  • Parcel number: 08105120
  • Zoning: NB
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 0.44 Acres

Parking

  • Total spaces: 20
  • Parking features: Driveway,Parking Lot
  • Has uncovered spaces: Yes
  • Uncovered spaces: 20

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Drought
Hail
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$155$1,860
Property Taxes $172$2,064
Electricity $200$2,405
Total$2,195$26,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,257/yr
40% on housing$65,850/yr
45% on housing$58,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 28630$158
Caldwell County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 28630$192
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$329,900
2026-03-27Listed for sale$339,900
2025-12-16Listing removed$339,900
2025-11-22Price change$339,900
2025-11-03Listed for sale$349,900

For Sale by Agent

AgentJudith Sullivan
BrokerageRaccoon Realty LLC

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