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62 Duke St APT 3, Granite Falls, NC, 28630

2beds
2baths
962sqft
$159,900
$166price/sqft
$1,150/moest. monthly cost
$46,000/yrincome needed

About This Home

Welcome home to this cozy 2-bedroom, 1.5-bath townhouse right near downtown Granite Falls and a short drive to Hickory. Only 10 minutes away from Appalachian State’s Hickory campus and 45 minutes from Blowing Rock. Enjoy convenient access to local shopping, dining, and parks, all while tucked away in a quiet area. This home offers a comfortable layout, low-maintenance living, and great proximity to everything you need. Perfect for first-time buyers, downsizers, or investors!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Granite Falls ElementaryGrades PK-51.0 mi
7/10
Granite Falls MiddleGrades 6-80.7 mi
4/10
South Caldwell HighGrades PK,9-122.4 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Aluminum

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven
  • Laundry features: Upper Level

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 962

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 962
  • Total interior livable area: 962 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 081812C
  • Zoning: RESI
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main

Parking

  • Parking features: Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$75$900
Property Taxes $67$804
Electricity $200$2,405
Total$1,150$13,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,428/yr
40% on housing$34,500/yr
45% on housing$30,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 28630$161
Caldwell County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 28630$192
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Price change$159,900
2026-03-18Price change$165,500
2026-02-14Price change$169,000
2025-10-27Listed for sale$172,000
2023-07-27Sold$103,500

For Sale by Agent

AgentKelly Cook
BrokerageDebbie Clontz Real Estate LLC

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