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4 Miss Julia Way, Granite Falls, NC, 28630

3beds
2baths
1,405sqft
$350,000
$249price/sqft
$2,277/moest. monthly cost
$91,080/yrincome needed

About This Home

This gorgeous, split level home boasts a ground entry 2-car garage with a man door to the fully fenced back yard. As you enter the front door, you will be pleasantly greeted by the wood floors, bright and open living area. Up the stairs you will find the kitchen, dining area, 3 bedrooms (including the primary suite) and 2 full baths. Downstairs you will find a flex room and drop zone as well as garage access. The back yard deck is perfect for this beautiful North Carolina weather. The shed offers even more flexibility and storage options for all of your needs.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Granite Falls ElementaryGrades PK-50.7 mi
7/10
Granite Falls MiddleGrades 6-80.3 mi
4/10
South Caldwell HighGrades PK,9-121.9 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Crawl Space,Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Exhaust Fan,Ice Maker,Microwave,Plumbed For Ice Maker,Refrigerator with Ice Maker,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Washer Hookup

Basement

  • Basement: Partial

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: Upper

Features

  • Drop Zone,Kitchen Island,Walk-In Closet(s)
  • Door features: Screen Door(s),Storm Door(s)
  • Flooring: Carpet,Laminate,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,190

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,405
  • Total interior livable area: 1,405 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 084A111
  • Zoning: R-15
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: Tri-Level
  • Patio & porch: Deck,Front Porch
  • Exterior features: Storage
  • Fencing: Back Yard,Fenced,Privacy

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$164$1,968
Property Taxes $144$1,728
Electricity $200$2,405
Total$2,277$27,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,068/yr
40% on housing$68,310/yr
45% on housing$60,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 28630$158
Caldwell County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 28630$192
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$375,000
2026-04-16Listed for sale$400,000
2024-10-22Sold$305,000
2024-09-06Listed for sale$300,000
2016-11-28Sold$169,900
2016-10-04Listed for sale$169,900
2010-11-02Listing removed$154,900
2010-08-13Listed for sale$154,900
2009-10-08Sold$150,000
2009-01-09Sold$98,000

For Sale by Agent

AgentNaomi Race
BrokerageReal Broker, LLC

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