See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3218 Central Ave, Birmingham, AL, 35224

2beds
1baths
713sqft
$78,500
$110price/sqft
$880/moest. monthly cost
$35,200/yrincome needed

About This Home

An affordable home opportunity. This quaint home is in a relaxed and rural location recently improved and updated! If you're looking for a rental investment the asking price is well within rent to purchase ratio, long term rent was previously $800 mo. (prior to improvements). Local management shows $900 possible. This is a 2/1, with hardwood floors. The property has had new electrical as well as septic and field lines within the last 4 years. New paint interior and exterior, all new cabinets, vent hood, toilet, lights and kitchen flooring.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
2
BikeSomewhat Bikeable

Schools

5/10
Minor Community SchoolGrades PK-50.6 mi
3/10
Minor Middle SchoolGrades 6-84.0 mi
1/10
Minor High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Closet,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None,Smooth Ceilings,Tub/Shower Combo
  • Window features: Window Treatments
  • Flooring: Hardwood
  • Attic: Other,Yes
  • Finished area below ground: 0
  • Finished area above ground: 713

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 713 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2100271006001.000
  • Special condition: As Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio,Covered (DECK),Deck
  • Exterior features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.34 Acres
  • Features: Corner Lot,Few Trees

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $396$4,752
Home Insurance *$207$2,484
Property Taxes $37$444
Electricity $240$2,881
Total$880$10,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,171/yr
40% on housing$26,400/yr
45% on housing$23,466/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 35224$32
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35224$68
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$73,000
2026-07-07Price change$78,500
2026-06-17Listed for sale$80,000
2025-10-16Listing removed$64,900
2025-09-03Price change$64,900
2025-05-20Listed for sale$73,500
2024-08-19Listing removed$72,500
2024-06-10Price change$80,000
2024-04-25Listed for sale$85,000
2022-03-02Listing removed--
2022-02-14Listed for rent$725
2021-12-03Sold$59,900
2021-11-19Listed for sale$59,900
1999-09-27Sold$39,500

For Sale by Agent

AgentMacey Franklin
BrokerageLAH Sotheby's International Realty Hoover

Similar Homes