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332 Ginned Cotton St, Charleston, SC, 29492

3beds
4baths
2,971sqft
$1,990,000
$670price/sqft
$11,787/moest. monthly cost
$471,480/yrincome needed

About This Home

Tucked within the heart of Daniel Island Park, just moments from the Daniel Island Club's award winning golf courses, tennis, pickleball, and fitness amenities, this beautifully updated custom home blends timeless Southern charm with thoughtful modern improvements. Originally built by Cook Bonner, the home offers a gracious, light filled floor plan designed for both everyday living and effortless entertaining.The main level flows beautifully from the welcoming foyer to the formal dining room, enhanced with specialty wall finishes, and into the open family room and breakfast area. The kitchen was renovated in 2021 and serves as the heart of the home, featuring updated finishes and a fresh aesthetic that complements the home's classic architecture.A cozy breakast area is steps away and offers a wall of windows to take in the morning light. Just beyond, a custom built bar by Butch Pritchard creates a wonderful gathering space, complete with marble countertops, antiqued mirror backsplash, wine storage, and an ice machine, an elegant and functional addition for entertaining. Hosting dinner parties in the formal dining room is a breeze with this setup. The living room is airy and spacious. Anchored by a large gas fireplace with built-ins hugging its sides, this room can accommodate many guests. Glass doors allow for seamless sightlines overlooking the courtyard as sunbeams dance on the wood floors. Outdoor living here is especially sweet. The charming brick stairs from the cover back porch lead you to a private courtyard designed for relaxed, low maintenance living. A covered grill station creates the perfect space for outdoor cooking and casual gatherings, while large hinged garage doors enhance the finished feel and allow seamless flow between indoor and outdoor spaces. It is a rare combination of privacy, charm, and convenience without the upkeep of a large yard. Upstairs, the primary suite is a peaceful retreat with newly added wood floors and abundant natural light. Custom bedroom built ins by Butch Pritchard provide beautifully integrated storage, including a tailored TV cabinet, closet system, and dresser storage, elevating both form and function. Two additional bedrooms and baths offer comfortable accommodations for family or guests. Additional enhancements include custom garage storage with shelving and hanging systems, handmade copper Bevelo lanterns from New Orleans, Bahama hurricane shutters in the primary suite, and polycarbonate protection panels for additional windows. All thoughtful details that reflect pride of ownership throughout. With its custom craftsmanship, curated upgrades, and unbeatable proximity to the Daniel Island Club's premier amenities, 332 Ginned Cotton Street offers quality living wrapped in warmth, charm, and everyday convenience.

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

8/10
Daniel Island SchoolGrades PK-81.9 mi
7/10
Philip Simmons HighGrades 9-124.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Crawl Space
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling - Smooth,High Ceilings,Walk-In Closet(s),Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Pantry
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,One
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,971
  • Total interior livable area: 2,971 sqft

Property

Details

  • Parcel number: 2711601019

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered
  • Fencing: Wood

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Earthquake
Ice Storm
Lightning
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Berkeley County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,062$120,744
Home Insurance *$628$7,536
Property Taxes $812$9,744
Electricity $285$3,428
Total$11,787$141,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$404,125/yr
40% on housing$353,610/yr
45% on housing$314,320/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$670This listing

vs Other Active Listings

Avg $/sqft

ZIP 29492$557
Berkeley County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 29492$422
Berkeley County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$1,990,000
2026-03-11Price change$2,095,000
2026-02-18Listed for sale$2,150,000
2007-03-29Sold$890,000
2004-12-03Sold$160,000

For Sale by Agent

AgentAshley Severance
BrokerageAtlantic Properties Of The LowCountry

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