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1295 Island Club Dr Unit D, Charleston, SC, 29492

2beds
2baths
1,404sqft
$345,000
$246price/sqft
$2,173/moest. monthly cost
$86,920/yrincome needed

About This Home

Welcome to 1295 Island Club Drive, Unit D - an inviting two-bedroom, one-and-a-half-bathroom townhouse-style condo offering 1,404 SF of comfortable living. Tucked just off Clements Ferry Road and backing to a conservation area, this home provides added privacy and a peaceful backdrop.The main level features a functional, open layout where the dining area flows seamlessly into the kitchen and living space - perfect for everyday living and entertaining. The kitchen is equipped with stainless steel appliances, while the entire lower level showcases durable luxury vinyl plank flooring. A renovated half bath, pantry, and coat closet add convenience and storage.Just off the living room, a large sliding door with built-in blinds opens to a private patio with turf, creating a seamless indoor-outdoor living experience overlooking the natural setting. Upstairs, you will find two spacious suites each boasting vaulted ceilings filled with natural light, ceiling fans, and their own vanity areas which are connected by a jack-and-jill style bathroom. The primary bedroom is positioned at the rear of the home, offering serene wooded views, three closets, and direct access to the bathroom. The front bedroom features a built-in shelving unit and a linen closet. A centrally located laundry area completes the upper level. Major systems include a new roof (2025), water heater (2020) and washer and dryer (2020). Located within Island Club II in The Peninsula, residents enjoy access to community amenities including two pools (one exclusive to townhome owners), a clubhouse, playground, and walking/jogging trails. The monthly HOA provides excellent value, covering the roof, siding, termite bond, landscaping, exterior pressure washing, palm tree trimming, and maintenance of common areas.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

8/10
Philip Simmons MiddleGrades 5-81.5 mi
7/10
Philip Simmons HighGrades 9-121.0 mi
7/10
Philip Simmons ElementaryGrades PK-41.5 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling - Cathedral/Vaulted,Ceiling - Smooth,High Ceilings,Entrance Foyer,Pantry
  • Window features: Thermal Windows/Doors
  • Flooring: Carpet,Luxury Vinyl,Vinyl

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 1,404 sqft

Property

Details

  • Parcel number: 2631401047
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Fencing: Back Yard

Lot

  • Features: 0 - .5 Acre,Wooded

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Earthquake
Lightning
Inland Flooding
Ice Storm
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Berkeley County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$108$1,296
Property Taxes $117$1,404
Electricity $204$2,449
Total$2,173$26,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,502/yr
40% on housing$65,190/yr
45% on housing$57,946/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 29492$566
Berkeley County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 29492$422
Berkeley County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$350,000
2016-07-05Sold$149,200
2012-12-28Sold$70,000
2012-10-30Listed for sale$78,900
2012-09-28Sold$2,500
2005-11-07Sold$147,837

For Sale by Agent

AgentJeffrey Doran
BrokerageCarolina One Real Estate

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