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232 Raven Rd, Bumpass, VA, 23024

5beds
4baths
4,417sqft
$2,095,000
$474price/sqft
$13,166/moest. monthly cost
$526,640/yrincome needed

About This Home

Rental Projection is in MLS Documents Section! Tucked away on the private side of Lake Anna in Noah’s Landing Subdivision, this gorgeous custom-built waterfront home offers the kind of setting that’s hard to find—quiet, private, and right on the water. Set on 1 acre with 230 feet of shoreline and deep water off the boat dock, the property features riprap along the shoreline and a natural, wooded backdrop that enhances the privacy and views. High-speed Firefly fiber internet is available, bringing fast, reliable connectivity to this peaceful lake retreat. Inside, the home is filled with thoughtful upgrades and timeless finishes. The great room showcases vaulted ceilings, expansive floor-to-ceiling windows designed to maximize the lake views, and a wood-burning stone fireplace that anchors the space. Hunter Douglas remote-controlled blinds add both comfort and convenience. The spacious kitchen is built for gathering and everyday use alike, featuring stainless steel appliances, granite counters, a walk-in pantry, center island, soft close cabinets, and a breakfast bar with seating. There is also a stylish wet bar with silestone countertops. Engineered hardwood flooring runs throughout the home, complemented by 9-foot ceilings and a spacious, open layout that creates a bright and connected feel from room to room. The layout offers 5 bedrooms and 3.5 bathrooms—giving the home flexibility for full-time living or extended lake stays. The spacious lakeside main level primary bedroom suite features beautiful views of the lake, his and her walk-in closets, a tiled walk-in shower with two niches, and separate vanities. The lower level offers a welcoming family room, three bedrooms, and two full baths—including one with its own private ensuite for added comfort and privacy. Two of the bedrooms are finished with plantation blinds, adding a clean, coastal-inspired feel that enhances the relaxed lake lifestyle. Outside, the backyard opens up to a massive paver patio with multiple defined areas for seating, dining, and gathering around the fire pit. It’s a natural extension of the home—an easy place to spend the day from morning coffee to evenings under the stars. There is also a dedicated propane line for the grill making grilling out a breeze. From here, a gentle path leads down to the water and boathouse featuring an electric lift, storage room, and a large sun deck that sits right over the deep water. Additional upgrades include a whole-house generator, lake-fed irrigation system, Hardi Plank and stone siding, and a Rinnai tankless water heater. TVs, washer and dryer, garage freezer and extra refrigerator in the storage room convey with the home. With its combination of setting, upgrades, and strong outdoor lifestyle features, this property is equally well suited as a primary home, a short-term rental or a private lake escape. It’s a comfortable, well-equipped Lake Anna home that delivers where it matters most—on the water! Come see for yourself!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
Jouett Elementary SchoolGrades PK-58.3 mi
7/10
8/10
Louisa County High SchoolGrades 9-129.9 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2009

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Stone,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Cooktop,Dryer,Ice Maker,Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Tankless Water Heater,Microwave,Water Treat System,Water Heater
  • Laundry features: Hookup,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access,Windows

Bedroom2

  • Level: Lower

Bedroom2

  • Level: Main

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Bar,9'+ Ceilings,Dry Wall,Vaulted Ceiling(s)
  • Door features: Insulated,French Doors
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Engineered Wood,Hardwood,Luxury Vinyl,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Mantel(s),Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,893
  • Finished area above ground: 2,524

Foyer

  • Level: Main

Great Room

  • Level: Main

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 5,048
  • Total interior livable area: 4,417 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Lower

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Screened Porch

  • Level: Main

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),Accessible Doors,Grip-Accessible Features

Details

  • Parcel number: 63C 1 130
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch,Screened,Screened Porch
  • Exterior features: Extensive Hardscape,Lighting,Barbecue,Boat Storage,Lawn Sprinkler,Sidewalks
  • Has view: Yes
  • View description: Lake,Scenic Vista,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,Rip-Rap,Lake,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Sail,Seaplane Permitted,Waterski/Wakeboard,Swimming Allowed
  • Waterbody name: Lake Anna
  • Frontage length: Water Frontage Ft: 230

Lot

  • Lot size: 1.07 Acres
  • Features: Cul-De-Sac,Front Yard,Landscaped,Wooded,Premium,Rear Yard,Rip-Rapped

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Asphalt,Paved,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Drought
Hurricane
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,593$127,116
Home Insurance *$852$10,224
Property Taxes $1,296$15,552
Electricity $425$5,105
Total$13,166$157,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$451,405/yr
40% on housing$394,980/yr
45% on housing$351,093/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$474This listing

vs Other Active Listings

Avg $/sqft

ZIP 23024$252
Louisa County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 23024
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$2,099,000
2026-04-16Listed for sale$2,225,000

For Sale by Agent

AgentAshley Hoffman
BrokerageLake Anna Island Realty, Inc.

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