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425 W Main St, Mechanicsburg, PA, 17055

4beds
3baths
2,745sqft
$440,000
$160price/sqft
$3,062/moest. monthly cost
$122,480/yrincome needed

About This Home

Timeless charm meets modern convenience in this meticulously maintained 4-bedroom, 2.5-bath Colonial, built in 1900. Rich in character, this home features soaring ceilings, beautiful original woodwork, dual staircases, and stunning stained glass windows throughout. The thoughtful floor plan offers an open, airy feel while maintaining distinct living spaces for comfort and privacy. The updated kitchen is complemented by a spacious walk-in pantry, while generous sized bedrooms, second-floor laundry, central air, and ceiling fans provide the functionality today's buyers are looking for. The spacious primary suite features French doors leading to a private dressing room and a bright en suite bath with an oversized soaking tub. There is abundant storage throughout the home. Outside, enjoy a beautifully maintained fenced yard and a very convenient detached two-car garage. This exceptional home perfectly blends historic craftsmanship with modern updates, creating a warm and inviting place to call home.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

8/10
Broad Street El SchoolGrades 1-30.2 mi
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Stick Built,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Washer,Dryer,Gas Water Heater
  • Laundry features: Upper Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Additional Stairway,Attic,Soaking Tub,Bathroom - Stall Shower,Ceiling Fan(s),Dining Area,Formal/Separate Dining Room,Pantry,Primary Bath(s),Double/Dual Staircase
  • Flooring: Hardwood,Tile/Brick,Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,745

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Window Unit(s),Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,745
  • Total interior livable area: 2,745 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 20230567028
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Fencing: Wood

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$130$1,560
Property Taxes $407$4,884
Electricity $301$3,614
Total$3,062$36,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,982/yr
40% on housing$91,860/yr
45% on housing$81,653/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 17055$175
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17055$185
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$440,000
2026-07-23Listed for sale$440,000
2019-02-07Sold$287,000
2019-01-15Pending sale$309,900
2019-01-07Listed for sale$309,900
2018-06-21Sold$140,000
2018-06-07Pending sale$170,900
2018-05-30Price change$170,900
2018-03-15Price change$189,900
2017-12-19Listed for sale$199,900
2015-01-31Listing removed$248,400
2014-12-08Price change$248,400
2014-10-24Price change$248,900
2014-08-08Price change$262,800
2014-04-28Listed for sale$274,900

For Sale by Agent

AgentValerie Nash
BrokerageColdwell Banker Realty

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