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9 S Washington St, Mechanicsburg, PA, 17055

3beds
1baths
2,132sqft
$319,900
$150price/sqft
$2,240/moest. monthly cost
$89,600/yrincome needed

About This Home

Welcome to this beautifully maintained and updated 3-bedroom home in the heart of Mechanicsburg Borough! Just a short walk to downtown shops, restaurants, parks, and community events, this home offers the perfect combination of historic charm, modern updates, and an unbeatable location. Inside, you'll find gleaming hardwood floors, rich chestnut trim, classic pocket doors, and replacement windows that complement the home's timeless character. The beautifully remodeled kitchen is designed for both everyday living and entertaining, featuring granite countertops, a center island, and abundant cabinetry. Step outside to a rare oversized double lot with a beautifully landscaped, fenced yard—ideal for relaxing, gardening, pets, or outdoor gatherings. A spacious 3-car garage provides exceptional room for vehicles, storage, hobbies, or a workshop, adding tremendous value and versatility. This move-in-ready home offers the character of a classic Borough residence with the updates today's buyers are looking for. Don't miss this exceptional opportunity to own a truly special property in one of Mechanicsburg's most desirable neighborhoods. A few pfotos have been virtually staged to enhance viewing and to show possible furniture placement.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

8/10
Broad Street El SchoolGrades 1-30.2 mi
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Features: Flooring - Wood,Ceiling Fan(s)
  • Level: Upper

Bedroom3

  • Features: Flooring - Wood,Ceiling Fan(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Wood
  • Level: Main

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,132

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 2,132
  • Total interior livable area: 2,132 sqft

Kitchen

  • Features: Granite Counters,Flooring - Wood,Ceiling Fan(s)
  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Features: Flooring - Wood,Ceiling Fan(s)
  • Level: Main

Primary Bedroom

  • Features: Flooring - Wood,Ceiling Fan(s)
  • Level: Upper

Primary Bedroom

  • Level: Upper

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 20230567067
  • Zoning: RESIDENTIAL MEDIUM DENSIT
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$95$1,140
Property Taxes $295$3,540
Electricity $233$2,807
Total$2,240$26,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,800/yr
40% on housing$67,200/yr
45% on housing$59,733/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 17055$175
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17055$185
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$298,000
2026-08-13Price change$298,000
2026-07-22Price change$319,900
2026-07-02Listed for sale$325,000
1991-04-26Sold$86,000

For Sale by Agent

AgentSpike HENSEL
BrokerageColdwell Banker Realty

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