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623 3rd St, New Cumberland, PA, 17070

5beds
3baths
3,039sqft
$549,000
$181price/sqft
$4,343/moest. monthly cost
$173,720/yrincome needed

About This Home

Classic Brick Beauty with Historic Charm in the Heart of New Cumberland Step back in time and discover the timeless appeal of this classic circa-1920 all-brick, three-story home situated on a large, level lot in desirable New Cumberland Borough. Rich with character and architectural charm, this spacious residence showcases impressive 9.5-foot ceilings, generous living spaces, and the enduring craftsmanship of a bygone era. A welcoming front porch sets the tone, while the finished third floor provides a versatile fifth bedroom—perfect for guests, a home office, hobby space, or private retreat. Outside, enjoy warm-weather gatherings on the expansive rear deck overlooking the sizable backyard, offering plenty of room for entertaining, gardening, or recreation. A covered side porch creates an inviting spot to unwind with your morning coffee or relax after dinner. Additional highlights include a detached two-car garage, ample outdoor space, and countless original details waiting to be appreciated and restored. Whether you're looking to preserve its historic character or add your own modern touches, this home offers incredible potential and a rare opportunity to own a piece of New Cumberland's history. Bring your vision and make this charming property your own while enjoying all the benefits of small-town living, convenient amenities, and a sought-after location. Don't miss the chance to restore and enjoy the original grandeur of this distinctive home.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

6/10
Hillside El SchoolGrades K-40.4 mi
7/10
6/10
Cedar Cliff High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Permanent
  • Roof: Slate
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Surface Unit,Oven/Range - Gas,Oven,Electric Water Heater

Basement

  • Area: 2000

Basement

  • Has basement: Yes
  • Basement: Concrete,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Formal/Separate Dining Room
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 3,039

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,039
  • Total interior livable area: 3,039 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 25250006115
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 0.32 Acres
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Storage,Detached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$186$2,232
Property Taxes $1,048$12,576
Electricity $333$4,001
Total$4,343$52,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,902/yr
40% on housing$130,290/yr
45% on housing$115,813/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 17070$147
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17070$177
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-28Price change$549,000
2026-06-03Listed for sale$599,000
2006-04-19Sold$299,900

For Sale by Agent

AgentSONIA UDITIS
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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