292 Smith Rd, Shippensburg, PA, 17257
About This Home
Welcome Home!! This is the home for you. Welcome to your 3 Bedroom, 2 Full bathroom, Bi-Level Home. Your Home's Upper level has a huge Living Room, a very nice size Kitchen with open flow into the Dining Room. The Dining Room has French Doors exiting too the big back deck, great for relaxing & overlooking your super huge back yard. Upper level also has 3 bedrooms & 2 full bathrooms. Main bedroom is huge with room for a king size bed, big dressers/furniture, & still have room to move around. Main bedroom has a private full bathroom with a small walk-in closet. Bedrooms 2 & 3 are nice sized, with closets. Lower level is fully finished. Great space for a family room, kid's playroom, hobby room, etc. Lower level also has a utility room with washer/dryer hook up. It also exits to 2 car garage with garage door openers. Outside has a Utility shed & an oversized carport, great for storing an RV or boat. LOTS & LOTS of YARD!! You have front yard, side yard, & a super huge back yard. Great area for those who love cookouts & outdoor entertaining. This is quiet country living, with a short drive to Carlisle & Shippensburg in minutes. Quick & Easy access to I-81
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1989
Materials
- Foundation: Block
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Washer,Dishwasher,Dryer,Oven/Range - Electric,Refrigerator,Water Conditioner - Owned,Electric Water Heater
- Laundry features: In Basement,Hookup,Laundry Room
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
Family Room
- Features: Wood Stove
- Level: Lower
Features
- Ceiling Fan(s),Combination Dining/Living,Dining Area,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s)
- Flooring: Carpet,Wood
- Fireplace features: Wood Burning Stove
- Finished area below ground: 0
- Finished area above ground: 2,240
Heating & Cooling
- Heating features: Baseboard,Wood Stove,Electric,Wood
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,240
- Total interior livable area: 2,240 sqft
Kitchen
- Level: Main
Laundry
- Level: Lower
Living Room
- Level: Main
Primary Bathroom
- Level: Main
Primary Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 31110300069
- Zoning: AG
- Special condition: Standard
- Exclusions: Washer / Dryer
Features
- Levels: Bi-Level,Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Patio,Porch
- Exterior features: Sidewalks
Lot
- Lot size: 1.04 Acres
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Garage Door Opener,Asphalt,Driveway,Attached,Other
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Drought
- Hurricane
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,795 | $21,540 |
| Home Insurance * | $127 | $1,524 |
| Property Taxes | $619 | $7,428 |
| Electricity | $245 | $2,949 |
| Total | $2,786 | $33,432 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $359,000 |
| 2023-08-09 | Sold | $318,000 |
| 2023-07-14 | Pending sale | $300,000 |
| 2023-07-07 | Listed for sale | $300,000 |
| 2019-07-29 | Sold | $200,000 |
| 2019-04-22 | Listed for sale | $230,000 |
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