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309 E Burd St, Shippensburg, PA, 17257

3beds
2baths
1,300sqft
$235,000
$181price/sqft
$1,918/moest. monthly cost
$76,720/yrincome needed

About This Home

Let’s talk affordability! Whether you’re searching for your first home or your next investment property with a solid rental history, this move-in-ready home is one you won’t want to miss. Freshly updated with new paint and luxury vinyl plank flooring throughout, the home offers a practical and functional layout. The main level features a welcoming living and dining area, kitchen, mudroom, and a full bath with convenient first-floor laundry. Upstairs, you’ll find three bedrooms, balcony and a second full bathroom. Outside, you'll appreciate the fenced backyard, perfect for pets, play, or entertaining, along with off-street parking and a detached garage. Professional photos will be uploaded soon. Schedule your showing today and discover the value this affordable home has to offer!

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
James Burd El SchoolGrades K-30.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 32331867034
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 3,049 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Asphalt,Detached,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$84$1,008
Property Taxes $422$5,064
Electricity $224$2,692
Total$1,918$23,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,760/yr
40% on housing$57,540/yr
45% on housing$51,146/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 17257$141
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17257$140
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$235,000
2018-10-17Listing removed$1,095
2018-10-12Listed for rent$1,095
2011-04-14Sold$110,000
2010-07-22Price change$119,900
2010-01-23Listed for sale$124,900
2009-12-19Listing removed$124,900
2009-07-11Listed for sale$124,900
2006-07-25Sold$113,400

For Sale by Agent

AgentVirginia Coover
BrokerageJalex Real Estate Services LLC

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