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235 Ridge Hill Rd, Mechanicsburg, PA, 17050

5beds
4baths
3,058sqft
$500,000
$164price/sqft
$3,709/moest. monthly cost
$148,360/yrincome needed

About This Home

Welcome to 235 Ridge Hill in Mechanicsburg, offering over 3,000 square feet of flexible living space designed to fit your lifestyle. This home features five bedrooms, 3.5 baths, along with a living room, dining room, and a comfortable family room —perfect for relaxing evenings. A bright sunroom provides additional space to enjoy year-round. The finished lower level adds even more versatility, featuring two additional bedrooms—one of which includes an ensuite setup—along with a convenient half bath. This area is well-suited for guests, extended family, or a private retreat. With multiple rooms available, you have the freedom to create a home office, fitness space, hobby room, or playroom that fits your needs. The layout allows for easy customization to match your lifestyle. Enjoy cozy nights by the electric fireplace inside or head outdoors to gather around the fire pit with friends and family. If you're looking for space, comfort, and flexibility, this home offers it all. Schedule your showing today!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
Silver Spring El SchoolGrades K-51.2 mi
10/10
Eagle View Middle SchoolGrades 6-81.2 mi
10/10

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Washer,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Features: Flooring - HardWood,Lighting - Ceiling
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Bedroom4

  • Features: Flooring - Carpet,Lighting - Ceiling,Ceiling Fan(s)
  • Level: Upper
  • Area: 168
  • Dimensions: 12 X 14

Bedroom5

  • Features: Flooring - Carpet,Lighting - Ceiling,Ceiling Fan(s)
  • Level: Upper
  • Area: 156
  • Dimensions: 13 X 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Breakfast Room

  • Features: Flooring - Luxury Vinyl Plank,Lighting - Ceiling
  • Level: Main
  • Area: 96
  • Dimensions: 8 X 12

Dining Room

  • Features: Flooring - HardWood,Lighting - Ceiling
  • Level: Main
  • Area: 143
  • Dimensions: 11 X 13

Features

  • Dry Wall
  • Flooring: Ceramic Tile,Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,058

Half Bath

  • Features: Flooring - Ceramic Tile,Lighting - Ceiling
  • Level: Main
  • Area: 25
  • Dimensions: 5 X 5

Heating & Cooling

  • Heating features: Forced Air,Electric,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,058
  • Total interior livable area: 3,058 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank,Granite Counters,Lighting - Ceiling,Ceiling Fan(s),Kitchen - Gas Cooking
  • Level: Main
  • Area: 143
  • Dimensions: 11 X 13

Laundry

  • Features: Flooring - HardWood,Lighting - Ceiling
  • Level: Main
  • Area: 81
  • Dimensions: 9 X 9

Living Room

  • Features: Flooring - Ceramic Tile,Lighting - Ceiling,Recessed Lighting,Basement - Finished
  • Level: Lower
  • Area: 475
  • Dimensions: 25 X 19

Living Room

  • Features: Flooring - HardWood,Fireplace - Electric,Lighting - Ceiling,Ceiling Fan(s)
  • Level: Main
  • Area: 475
  • Dimensions: 25 X 19

Living Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 204
  • Dimensions: 17 X 12

Other

  • Features: Flooring - Luxury Vinyl Plank,Bathroom - Tub Shower
  • Level: Upper
  • Area: 72
  • Dimensions: 8 X 9

Other

  • Features: Flooring - Ceramic Tile,Ceiling Fan(s)
  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Primary Bathroom

  • Features: Flooring - Ceramic Tile,Bathroom - Tub Shower,Lighting - Ceiling
  • Level: Main
  • Area: 54
  • Dimensions: 6 X 9

Primary Bathroom

  • Features: Flooring - Luxury Vinyl Plank,Bathroom - Walk-In Shower
  • Level: Upper
  • Area: 88
  • Dimensions: 8 X 11

Primary Bedroom

  • Features: Flooring - HardWood,Lighting - Ceiling,Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main
  • Area: 224
  • Dimensions: 14 X 16

Primary Bedroom

  • Features: Flooring - Carpet,Lighting - Ceiling,Ceiling Fan(s)
  • Level: Upper
  • Area: 225
  • Dimensions: 15 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 381813344019A
  • Zoning: R1
  • Zoning description: Residential
  • Special condition: Standard
  • Exclusions: See Items To Convey Sheet

Features

  • Levels: Multi/Split,Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.66 Acres
  • Features: Cleared

Parking

  • Total spaces: 8
  • Parking features: Storage,Garage Faces Side,Oversized,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$119$1,428
Property Taxes $727$8,724
Electricity $335$4,026
Total$3,709$44,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,165/yr
40% on housing$111,270/yr
45% on housing$98,906/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 17050$182
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17050$184
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$479,000
2026-07-10Price change$500,000
2026-07-03Listed for sale$530,000
2022-06-29Sold$399,900
2022-04-25Pending sale$399,900
2022-04-07Listed for sale$399,900
2020-04-17Sold$200,000

For Sale by Agent

AgentDiane Schmidt
BrokerageColdwell Banker Realty

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