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10 Silver Lake Drive, Belmont, NH, 03220

1beds
1baths
576sqft
$549,000
$953price/sqft
$3,922/moest. monthly cost
$156,880/yrincome needed

About This Home

Nestled on the shores of Silver Lake with 100 feet of pristine frontage, with renovations blending modern comfort with classic lake life. No stone was left unturned during its recent transformation, managed completely by the current homeowner, a professional contractor. Enjoy a new roof, windows, flooring, plumbing, sewer line, and a brand-new dock system, this home offers true worry-free living. The interior features a fully modernized kitchen with premium appliances, while the siding and bathroom have started to receive beautiful, fresh updates. Don't worry, if you're looking for something to do besides relax, all materials will be left on site to finish the job! Designed to capture the landscape, you will love the lake views from no matter where you are inside or outside the property! Whether you are enjoying morning coffee as the mist clears or gathering friends around the fire pit for the sunset, this lakeside oasis has it all. Just minutes from 93 and all that Exit 20 has to offer. Come see your future lake home today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
Belmont Middle SchoolGrades 5-83.2 mi
3/10
Belmont High SchoolGrades 9-122.9 mi
6/10
Belmont Elementary SchoolGrades PK-43.6 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage/Camp
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Electric Stove,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 576

Heating & Cooling

  • Heating features: Electric,Mini Split
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 576
  • Total interior livable area: 576 sqft

Property

Details

  • Parcel number: BLMTM118B003L000
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterbody name: Silver Lake
  • Frontage length: Water frontage: 100,Road frontage: 98

Lot

  • Lot size: 9,583 sqft
  • Features: Level

Parking

  • Parking features: Crushed Stone,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance $153$1,836
Property Taxes $710$8,520
Electricity $283$3,398
Total$3,922$47,064

Income You'd Need if You Spent...

35% on housing$134,468/yr
40% on housing$117,660/yr
45% on housing$104,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$953This listing

vs Other Active Listings

Avg $/sqft

ZIP 03220$366
Belknap County$338

vs Homes Sold Last Month

Median $/sqft

ZIP 03220$255
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$524,000
2026-07-14Listed for sale$549,000
2023-10-13Sold$370,000
2023-09-12Contingent$374,900
2023-09-01Listed for sale$374,900
2016-08-05Sold$175,000
2016-07-10Pending sale$184,900
2016-06-13Price change$184,900
2016-05-10Listed for sale$189,000
2011-06-13Sold$145,000

For Sale by Agent

AgentLea Klock
BrokerageColdwell Banker Realty Center Harbor NH

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