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310 Hemlock Drive, Gilmanton, NH, 03237

3beds
1baths
730sqft
$399,900
$548price/sqft
$2,845/moest. monthly cost
$113,800/yrincome needed

About This Home

SHOWINGS BEGIN WITH OPEN HOUSE, Saturday, August 8th at 11am. WELCOME TO COVETED SAWYER LAKE LIVING. This rustic 3 bedroom, 1 bath seasonal cottage delivers true waterfront ownership with all-around lake views in a private, tree-lined setting, and READY FOR YOUR PERSONAL TOUCHES. Perfect for boaters, swimmers, anglers, sun seekers, or nature lovers. INSIDE you’ll find an updated kitchen and hardwood accents throughout, blending classic lake-cottage charm with comfortable, move-in-ready appeal. The uncluttered interior leaves room for your personal finishing touches. STEP ONTO THE SCREENED PORCH for stunning lakefront panoramas, your front-row seat to sunrises, sunsets, and everyday lake life. A lower deck extends outdoor living for morning coffee, evening gatherings, or simply watching the water. Lush tree lines on both sides create natural privacy while preserving open water views. Community boat-launch access puts kayaking, paddleboarding, boating, jet skiing, and waterskiing at your fingertips. ADD A SEASONAL DOCK up to 6’ x 30’ with required notice, no permit required. Enjoy exclusive waterfront rights plus community ACCESS TO SIX BEACHES. Town-maintained roads and no owners association mean low-hassle ownership. Multi-level elevation maximizes privacy and views; the home sits above the shoreline with a short stroll to the water. Street parking for two vehicles. As a seasonal property it offers pure summer enjoyment with minimal year-round maintenance, ideal as a low-overhead retreat or investment. Suited for short-term rental/Airbnb income and may qualify for a DSCR loan. Located in the Lakes Region near Weirs Beach & Pier, minutes from ski resorts, amusement parks, White Mountain hiking, fishing, river recreation, ATV/snowmobile trails, restaurants, and tax-free NH shopping. Close enough for easy weekends yet far enough to feel like a true getaway. Seller is licensed Real Estate Agent. Listing Agent has no personal interest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Pillar/Post/Pier,Skirted
  • Roof: Architectural Shingle,Asphalt Shingle
  • Construction materials: Wood Frame,Clapboard Exterior,Wood Exterior

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Cottage/Camp,Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Microwave,Gas Range,Refrigerator,Gas Stove,Domestic Water Heater,Electric Water Heater,Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Lead/Stain Glass,Natural Light,Natural Woodwork,Indoor Storage,Vaulted Ceiling(s)
  • Window features: Skylight(s)
  • Flooring: Tile,Vinyl Plank
  • Attic: Attic with Hatch/Scuttle
  • Finished area below ground: 0
  • Finished area above ground: 730

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 730
  • Total interior livable area: 730 sqft

Property

Details

  • Parcel number: GILMM00122L089000S000000
  • Zoning description: RES LRES LAKE DIST

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Enclosed Porch,Screened Porch
  • Exterior features: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterbody name: Sawyer Lake
  • Frontage length: Water frontage: 75,Road frontage: 100

Lot

  • Lot size: 8,276 sqft
  • Features: Recreational,Sloped,Steep Slope,Views,Walking Trails

Parking

  • Total spaces: 2
  • Parking features: On Street,Parking Spaces 2,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Ice Storm
Winter Weather
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $107$1,284
Property Taxes $433$5,196
Electricity $283$3,398
Total$2,845$34,140

Income You'd Need if You Spent...

35% on housing$97,542/yr
40% on housing$85,350/yr
45% on housing$75,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$548This listing

vs Other Active Listings

Avg $/sqft

ZIP 03237$200
Belknap County$338

vs Homes Sold Last Month

Median $/sqft

ZIP 03237$261
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Listed for sale$399,900
2026-07-17Listing removed$424,900
2026-06-30Price change$424,900
2026-06-01Listed for sale$450,000
2021-12-11Sold$235,000
2021-11-26Contingent$244,900
2021-11-19Listed for sale$244,900
2021-03-24Listing removed--
2021-02-05Listed for sale$225,000
2020-07-15Sold$142,000
2018-07-31Sold$160,000
2018-07-11Listed for sale$160,000
2018-07-10Pending sale$160,000
2018-04-08Listed for sale$160,000
2003-10-01Sold$170,000
2001-12-21Sold$115,000

For Sale by Agent

AgentMaria Erna
BrokerageMcGinn & Associates Realty, LLC

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