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385 Silver Spring Rd, Mechanicsburg, PA, 17050

3beds
3baths
1,340sqft
$290,000
$216price/sqft
$2,180/moest. monthly cost
$87,200/yrincome needed

About This Home

Great location! Across the road from West Shore Tennis club. Adjacent to luxury communities Rivendell and Spring Creek farm. 2 min drive from Wegmans and Carlisle Pike. Cumberland Valley schools (Eagle view middle, CV high) and one of very few homes not bound by HOA East facing entrance, 3 bedrooms, 2.5 baths, living room, family room with large skylights, Pyramid roof and comfort of one floor living; 2 large sheds and cellar for all your storage needs. Nearly 1/2 acre lot with a loop driveway and Parking for 4 vehicles on-site well, so no water bill and No HOA Riding lawn mover included. Contact seller for a viewing and make an offer before it’s gone

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Sporting Hill El SchoolGrades K-51.8 mi
8/10
9/10

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Detached

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced air,Oil,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,340 sqft

Property

Details

  • Parcel number: 38201836010
  • Special condition: Standard

Features

  • Exterior features: Vinyl,Wood,Cement / Concrete
  • Has view: Yes
  • View description: Territorial,City

Lot

  • Lot size: 0.47 Acres

Parking

  • Total spaces: 3
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$69$828
Property Taxes $421$5,052
Electricity $224$2,692
Total$2,180$26,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,742/yr
40% on housing$65,400/yr
45% on housing$58,133/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 17050$183
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17050$184
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$306,000
2026-05-06Price change$305,000
2026-04-30Price change$304,000
2026-04-27Price change$303,000
2026-04-24Price change$302,000
2026-04-22Price change$301,000
2026-04-17Price change$300,499
2026-04-10Price change$299,999
2026-04-05Listed for sale$299,000
2023-04-29Listing removed--
2021-05-03Sold$175,000
2021-03-08Pending sale$160,000
2021-03-05Listed for sale$160,000
2020-04-07Sold$147,000
2020-02-21Price change$149,000
2020-02-17Price change$159,995
2020-02-10Price change$164,000
2020-01-31Price change$169,995
2020-01-27Price change$174,995
2020-01-25Listed for sale$184,995
2002-01-30Sold$64,900

For Sale by Owner

AgentProperty Owner

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