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4 Penobscott Path, Gilmanton, NH, 03237

3beds
3baths
1,664sqft
$679,900
$409price/sqft
$4,638/moest. monthly cost
$185,520/yrincome needed

About This Home

Welcome to your private retreat on Shellcamp Pond! Set across 2 lots with 157 ft of shoreline, this 3-bedroom, 3-bath home offers modern comfortand lakeside adventure. Steps from the driveway, enjoy a 1/4-acre waterfront oasis with cedar deck, gazebo, fire pit, and dock—perfect for kayaking, morning coffee, orsunset views. Inside, the home features a thoughtfully designed floor plan. The main level includes a first-floor bedroom with full bath, while upstairs, two ensuitebedrooms offer walk-in closets and the primary suite boasts a private lakeside balcony. The chef’s kitchen impresses with granite countertops and soft-close cabinetry.The partially finished basement adds a washer/dryer room, flexible bonus space, and a whole-house generator for year-round peace of mind. Whether enjoying a movienight, entertaining guests, or relaxing with lake views from multiple rooms, this property delivers on every front. Located minutes from Gunstock Mountain Resort, Mt.Major, and the Lakes Region,

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Dishwasher,Microwave,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished,Walk-Out Access

Bedroom2

  • Features: Bathroom - Full, Walk-In Closet(s), Balcony / Deck
  • Level: Second
  • Area: 206.72

Bedroom3

  • Features: Bathroom - 3/4
  • Level: Second
  • Area: 166.47

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 91.02

Features

  • Bonus Room,Central Vacuum
  • Flooring: Wood,Tile
  • Finished area below ground: 320
  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: Central,Baseboard,Electric Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,664
  • Total interior livable area: 1,664 sqft

Kitchen

  • Features: Cabinets - Upgraded
  • Level: First
  • Area: 104.34

Living Room

  • Features: Flooring - Wood, Balcony / Deck
  • Level: First
  • Area: 161.84

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: First
  • Area: 106.95

Property

Details

  • Parcel number: 286644
  • Zoning: Residentia

Features

  • Patio & porch: Deck,Deck - Composite,Patio
  • Exterior features: Deck,Deck - Composite,Patio
  • Has view: Yes
  • View description: Water,Pond
  • Has water view: Yes
  • Water view: Pond,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Pond,Lake/Pond,0 to 1/10 Mile To Beach,Beach Ownership(Private)

Lot

  • Lot size: 0.47 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 6
  • Parking features: Attached,Under,Off Street,Stone/Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Ice Storm
Winter Weather
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,437$41,244
Home Insurance $182$2,184
Property Taxes $736$8,832
Electricity $283$3,398
Total$4,638$55,656

Income You'd Need if You Spent...

35% on housing$159,017/yr
40% on housing$139,140/yr
45% on housing$123,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$409This listing

vs Other Active Listings

Avg $/sqft

ZIP 03237$176
Belknap County$337

vs Homes Sold Last Month

Median $/sqft

ZIP 03237$261
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$724,900
2026-04-22Listed for sale$749,900
2025-12-29Listing removed$799,900
2025-11-12Listed for sale$799,900
2025-10-01Listing removed$849,000
2025-07-30Listed for sale$849,000
2022-06-27Sold$550,000
2022-05-15Price change$499,000
2022-05-09Price change$525,000
2022-04-27Listed for sale$540,000
2004-03-02Sold$250,000

For Sale by Agent

AgentJune Vaillancourt
BrokerageKeller Williams Gateway Realty

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