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15 Henderson Road, Gilford, NH, 03249

5beds
3baths
2,204sqft
$499,999
$227price/sqft
$3,423/moest. monthly cost
$136,920/yrincome needed

About This Home

BACK ON THE MARKET THROUGH NO FAULT OF THE SELLER. PREVIOUS BUYER'S CONTINGENCY COULD NOT BE SATISFIED Some homes ask you to choose between year-round living and a getaway retreat. This one refuses. Tucked in the heart of the Lakes Region within the desirable Gilford School District, this 5 bedroom, 3 bathroom home is equally at home as a full-time residence or a four-season escape and once you see everything within reach, you'll understand why. Ski Gunstock Mountain in the morning, browse local farm stands by afternoon, catch a summer concert at Bank of NH Pavilion, and cool off at Gilford Town Beach on Lake Winnipesaukee all without a long drive in between. Few properties put this much of the Lakes Region lifestyle at your doorstep in every season, which is exactly what makes this home work as beautifully for a primary residence as it does for a second home. Inside, over 2,204 square feet of living space unfolds with ease. The living room's gas fireplace and mountain views set a warm, unhurried tone, while the adjoining dining area is built for gathering. The large kitchen leaves room to grow — a dining nook, extra storage, whatever the next chapter calls for. Five generously sized bedrooms flex to fit family, guests, a home office, or multi-generational living, and three bathrooms keep mornings simple. The basement holds abundant storage with real potential for additional living space, and the 3-season porch is where you'll find yourself most mornings, coffee in hand, watching the seasons shift. Outside, a fire pit sits beside a babbling brook, the kind of spot that turns an ordinary evening into a memory. Whether this becomes your everyday home, your weekend reset, or a smart investment in one of New Hampshire's most sought-after regions, it's ready to work exactly the way you need it to. Call now to schedule your showing!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
6/10
Gilford Middle SchoolGrades 5-81.7 mi
6/10
Gilford High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Concrete,Poured Concrete
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range Hood,Electric Range,Refrigerator,Washer,Water Heater off Boiler
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Interior Stairs,Unfinished,Walkout,Interior Access,Exterior Entry,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Kitchen/Dining,Living/Dining
  • Window features: Blinds
  • Flooring: Carpet,Hardwood,Tile,Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Gas,1 Fireplace
  • Fireplace: Yes
  • Attic: Attic with Hatch/Scuttle
  • Finished area below ground: 0
  • Finished area above ground: 2,204

Heating & Cooling

  • Heating features: Oil,Baseboard,Floor Furnace,Boiler,Gas Fireplace
  • Cooling features: Other

Interior Area

  • Total structure area: 2,204
  • Total interior livable area: 2,204 sqft

Property

Details

  • Parcel number: GIFLM225B017L000
  • Zoning description: Limited Residential (LR)

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Enclosed Porch
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: Beach Access
  • Waterbody name: Lake Winnipesaukee
  • Frontage length: Road frontage: 212

Lot

  • Lot size: 0.38 Acres
  • Features: Corner Lot,Country Setting,Field/Pasture,Near Paths,Near Shopping,Near Skiing,Near School(s)

Parking

  • Total spaces: 1
  • Parking features: Paved,Driveway,Garage,Parking Spaces 3 - 5
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Ice Storm
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance $128$1,536
Property Taxes $445$5,340
Electricity $322$3,873
Total$3,423$41,076

Income You'd Need if You Spent...

35% on housing$117,360/yr
40% on housing$102,690/yr
45% on housing$91,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 03249$443
Belknap County$338

vs Homes Sold Last Month

Median $/sqft

ZIP 03249$304
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$499,999
2026-07-01Price change$524,900
2026-04-26Price change$549,000
2026-04-08Listed for sale$559,000
2015-01-30Sold$164,000
2014-11-19Listed for sale$169,900
2014-10-12Listing removed$179,900
2014-10-02Price change$179,900
2014-09-09Price change$189,900
2014-08-13Price change$199,888
2014-08-02Price change$204,900
2014-07-12Listed for sale$209,900

For Sale by Agent

AgentAngela D Smith
BrokerageLakefront Living Realty - The Smith Group

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