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146 N Main Street, Wolfeboro, NH, 03894

5beds
3baths
2,981sqft
$820,000
$275price/sqft
$6,005/moest. monthly cost
$240,200/yrincome needed

About This Home

Fantastic location within walking distance to downtown, docks, parks, restaurants and shopping. Short drive to many private town sandy beaches including Brewster Beach over seen by Wolfeboro Parks & Recreation. This tastefully updated home can easily be an investment property or family compound. 5+ bedrooms 2.5 baths, cozy sitting areas inside and outside. The cook of the family will love the well thought out kitchen, with 2 cookstoves, abundance of counter space, dovetail drawers and plenty of cabinet space. Room for a 1st floor bedroom if you choose, and still plenty of bedrooms upstairs, Buderus Boiler with 5 heat zones to keep everyone comfortable. Relax on the covered porch or covered patio with room to expand above if you find yourself in need of more space. Wolfeboro is one of New England's oldest resort community's. Abundance of recreation opportunities, Loon Mountain 1hr 20 mins., Gunstock Ski Area 40 mins, King Pine 40 mins, Albee Beach 10 mins, Brewster Beach 6 mins, Carry Beach 4 mins, plus the Cotton Valley Rail Trail downtown. Showings start at OPEN HOUSE JULY 5TH 12- 3PM

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Concrete,Fieldstone,Stone,Stone w/ Skim Coating
  • Roof: Shingle
  • Construction materials: Clapboard Exterior

Type & Style

  • Home type: SingleFamily
  • Architectural style: Antique,New Englander
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Double Oven,Refrigerator,Washer,Gas Stove,Electric Water Heater,Owned Water Heater,Exhaust Fan
  • Laundry features: Laundry Hook-ups,1st Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Concrete Floor,Sump Pump,Unfinished,Basement Stairs,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Dining Area,Kitchen Island,Kitchen/Dining,Kitchen/Family,Natural Light,Natural Woodwork,Indoor Storage,Vaulted Ceiling(s),Walk-In Closet(s),Walk-in Pantry
  • Window features: Blinds,Double Pane Windows
  • Flooring: Carpet,Hardwood,Softwood,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,1 Fireplace
  • Fireplace: Yes
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 2,981

Heating & Cooling

  • Heating features: Oil,ENERGY STAR Qualified Equipment,Hot Water,Zoned,Boiler
  • Cooling features: Other

Interior Area

  • Total structure area: 4,927
  • Total interior livable area: 2,981 sqft

Property

Details

  • Parcel number: WOLFM00203B000118L000000
  • Zoning description: VILLAG

Features

  • Levels: 2.5
  • Stories: 2
  • Patio & porch: Patio,Porch,Covered Porch
  • Exterior features: Building,Garden,Natural Shade,Shed,Storage
  • Waterbody name: Lake Winnipesaukee
  • Frontage length: Road frontage: 125

Lot

  • Lot size: 0.45 Acres
  • Features: Country Setting,Landscaped,Trail/Near Trail,Walking Trails,In Town,Near Shopping,Near Snowmobile Trails,Near School(s)

Parking

  • Parking features: Paved,Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather
Cold Wave
Hurricane
Inland Flooding

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,146$49,752
Home Insurance $281$3,372
Property Taxes $1,142$13,704
Electricity $436$5,238
Total$6,005$72,060

Income You'd Need if You Spent...

35% on housing$205,885/yr
40% on housing$180,150/yr
45% on housing$160,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 03894$429
Carroll County$328

vs Homes Sold Last Month

Median $/sqft

ZIP 03894
Carroll County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Listed for sale$820,000
2025-08-12Sold$750,000
2025-06-10Price change$750,000
2025-04-22Price change$850,000
2025-01-28Price change$900,000
2025-01-02Price change$950,000
2024-09-17Listed for sale$960,000
2014-01-07Sold$105,000
2013-11-14Price change$119,900
2010-09-05Listed for sale$199,000

For Sale by Agent

AgentDonna M Carter
BrokerageDonna Carter Real Estate

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