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20 Crest Ln, Madison, NH, 03849

5beds
4baths
5,851sqft
$999,900
$171price/sqft
$7,506/moest. monthly cost
$300,240/yrincome needed

About This Home

Some homes are bought. This one is felt. First showings begin at the Open House Saturday, May 9 from 11am to 2pm.The moment the land opens before you, nearly six private acres above Madison, something shifts. You're no longer looking at a property. You're arriving somewhere that has been waiting for you. This Lindal Cedar home greets each morning with sunrise igniting the sky above Foss Mountain, light pouring through the trees, mist curling into the valley below. You don't just see the weather change. You watch it arrive from miles away. Inside, a double-sided stone fireplace anchors the living space. The kitchen features granite counters, stainless appliances, and a breakfast bar that becomes the heart of every morning. Upstairs, wood and glass and treetops create something less like a floor plan and more like a treehouse for grown-ups. A heated 3-bay garage fits up to six vehicles, with 1,200+ sq ft above. STR history and grandfathered 3-unit status add potential. Come see why.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
--

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Interior Entry

Bathroom1

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Flooring - Stone/Ceramic Tile, Double Vanity
  • Level: First
  • Area: 110

Bathroom2

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First
  • Area: 30

Bathroom3

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 40

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 196

Bedroom3

  • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 208

Bedroom4

  • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Level: Basement
  • Area: 143

Bedroom5

  • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Level: Basement
  • Area: 208

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Open Floorplan, Lighting - Sconce
  • Level: Main,First
  • Area: 176

Family Room

  • Features: Cathedral Ceiling(s), Beamed Ceilings, Flooring - Wall to Wall Carpet, Deck - Exterior, Exterior Access, Recessed Lighting, Slider
  • Level: Main,First
  • Area: 392

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Beamed Ceilings,Wet bar,Open Floorplan,Slider,Great Room,Office,Game Room,Internet Available - Broadband,High Speed Internet,Internet Available - Satellite
  • Window features: Picture
  • Flooring: Wood,Tile,Carpet,Flooring - Wall to Wall Carpet
  • Number of fireplaces: 3
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,960
  • Finished area above ground: 3,891

Heating & Cooling

  • Heating features: Baseboard,Heat Pump,Oil,Pellet Stove,Ductless,Fireplace
  • Cooling features: Heat Pump,3 or More,Ductless

Interior Area

  • Total structure area: 5,851
  • Total interior livable area: 5,851 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Pantry, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Cabinets - Upgraded, Exterior Access, Stainless Steel Appliances
  • Level: Main,First
  • Area: 378

Living Room

  • Features: Wood / Coal / Pellet Stove, Skylight, Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Hardwood, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Slider
  • Level: Main,First
  • Area: 810

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Closet, Flooring - Wall to Wall Carpet, Window(s) - Picture, Double Vanity
  • Level: Main,First
  • Area: 336

Office

  • Features: Flooring - Wall to Wall Carpet, Window(s) - Picture, Exterior Access
  • Level: Basement
  • Area: 224

Property

Details

  • Parcel number: 540561
  • Zoning: R

Features

  • Patio & porch: Deck - Wood,Patio
  • Exterior features: Deck - Wood,Patio,Hot Tub/Spa,Guest House
  • Has spa: Yes
  • Spa features: Private
  • Has view: Yes
  • View description: Scenic View(s)
  • Frontage length: 298.00

Lot

  • Lot size: 5.98 Acres
  • Features: Wooded,Sloped

Parking

  • Total spaces: 12
  • Parking features: Detached,Garage Door Opener,Heated Garage,Storage,Workshop in Garage,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Hurricane
Inland Flooding
Lightning

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance $256$3,072
Property Taxes $1,338$16,056
Electricity $856$10,282
Total$7,506$90,072

Income You'd Need if You Spent...

35% on housing$257,348/yr
40% on housing$225,180/yr
45% on housing$200,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 03849$223
Carroll County$329

vs Homes Sold Last Month

Median $/sqft

ZIP 03849
Carroll County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$1,095,000
2020-07-31Sold$700,000

For Sale by Agent

AgentPamela Adami
BrokerageKeller Williams Coastal and Lakes & Mountains Realty

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