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39 Pine Road, Fitzwilliam, NH, 03447

0beds
0baths
732sqft
$225,500
$308price/sqft
$1,827/moest. monthly cost
$73,080/yrincome needed

About This Home

A true seasonal cottage on the shores of Scott Pond in Fitzwilliam, NH. This charming getaway offers 60 feet of private frontage on a peaceful 151-acre warm-water pond known for great fishing and quiet relaxation. A roll-in dock, canoe, and paddle boat are included for easy days on the water. The property is being sold as-is and is ready for your vision. Renovation work had begun, and the interior floors have collapsed, but the home features several valuable updates already in place, including an updated kitchen, newer cedar shake siding, updated windows, and a metal roof. The exterior presents well, and the structure is square. A shared deeded well serves the property. There is no septic system; a composting toilet, an old exterior privy, and a storage shed remain on site. Parking is level above, with the ability to drive down to the side door for convenience. Once restored, this cottage has the potential to become the perfect summer retreat on a beautiful, quiet pond.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt Shingle
  • Construction materials: Cedar Exterior

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage/Camp
  • Property subType: Single Family Residence

Interior

Features

  • Finished area below ground: 0
  • Finished area above ground: 732

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 984
  • Total interior livable area: 732 sqft

Property

Details

  • Parcel number: FITZM00035B000025L000000
  • Zoning description: RUR

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Scott Pond
  • Frontage length: Water frontage: 60,Road frontage: 89

Lot

  • Lot size: 8,276 sqft
  • Features: Sloped

Parking

  • Parking features: Dirt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,140$13,680
Home Insurance $72$864
Property Taxes $332$3,984
Electricity $283$3,398
Total$1,827$21,924

Income You'd Need if You Spent...

35% on housing$62,640/yr
40% on housing$54,810/yr
45% on housing$48,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.9%
0.9%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 03447$113
Cheshire County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 03447$223
Cheshire County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-27Listed for sale$225,500

For Sale by Agent

AgentLarry Alvarez
BrokerageTieger Realty Co. Inc.

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