323 Matthews Road, Swanzey, NH, 03446
About This Home
NEW REDUCED PRICE Charming and move-in ready, this beautifully updated 2 bedroom, 1 bath ranch offers comfort, convenience, and easy access to everything Keene and Swanzey has to offer. Recent improvements include fresh interior paint throughout, all new flooring, attractive new landscaping, and a welcoming new front walkway that enhances the home's curb appeal. Inside, you'll find bright and inviting living spaces, including a partially finished basement, with a large sunny window that provides abundant natural light—perfect for potential 3rd bedroom, family room, home office, or hobby space. An enclosed porch off the back of the home overlooks the backyard, creating a peaceful spot to relax and enjoy the outdoors year-round. The backyard offers direct access to the Rail Trail, making walking, running, and biking right from your doorstep a breeze. Additional features include a one-car garage and an attached deck ideal for entertaining guests or enjoying quiet evenings outdoors.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Foundation: Concrete
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Ranch
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Refrigerator,Washer,Electric Stove,Electric Water Heater,Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Concrete Floor,Full,Partially Finished,Interior Stairs,Interior Access,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Kitchen/Dining,Living/Dining,Programmable Thermostat
- Window features: Blinds,Screens
- Flooring: Hardwood,Tile,Vinyl Plank
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 432
- Finished area above ground: 864
Heating & Cooling
- Heating features: Forced Air,Gas Fireplace
- Cooling features: Central Air
Interior Area
- Total structure area: 1,728
- Total interior livable area: 1,296 sqft
Property
Details
- Parcel number: SWNZM038B027
- Zoning description: RESIDE
Features
- Levels: One
- Stories: 1
- Patio & porch: Enclosed Porch
- Exterior features: Deck
- Fencing: Partial
- Frontage length: Road frontage: 75
Lot
- Lot size: 0.55 Acres
- Features: Country Setting,Level,Trail/Near Trail,Near Shopping,Rural,Near School(s)
Parking
- Total spaces: 1
- Parking features: Paved,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Cold Wave
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Hampshire Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance | $127 | $1,524 |
| Property Taxes | $770 | $9,240 |
| Electricity | $283 | $3,398 |
| Total | $3,076 | $36,912 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $375,000 |
| 2026-06-24 | Price change | $386,000 |
| 2026-06-04 | Listed for sale | $395,000 |
| 2025-12-28 | Listing removed | -- |
| 2025-10-02 | Listed for sale | $379,000 |
| 1999-01-19 | Sold | $86,000 |
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