112 S Winchester Street, Swanzey, NH, 03446
About This Home
This is a charming must-see property set on a generous .71-acre lot in beautiful Swanzey NH. with the added benefit of an income producing in-law apartment! The main residence has 3 bedrooms and 2 baths along with a large living, dining area, wonderful full kitchen as well a 3-season porch and office/craft area. The attached in law suite has its own private paved driveway entry, light filled living area with French doors leading onto a trex patio deck, large kitchen, laundry area with sunroom, and 2 bedrooms on the 2nd level. (Tenant currently in place with a 12-month lease at $1,600 per month) Add in the expansive level front yard, versatile and expansive stand-alone workshop with electricity, pellet stove, and carport plus plenty of parking for all your friends and you have the total package!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Block,Concrete
- Roof: Shingle
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cape
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Range,Refrigerator,Washer
- Laundry features: 1st Floor Laundry
Basement
- Has basement: Yes
- Basement: Partially Finished,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- In-Law Suite
- Flooring: Carpet,Ceramic Tile,Laminate,Wood
- Finished area below ground: 580
- Finished area above ground: 1,831
Heating & Cooling
- Heating features: Oil,Pellet Stove
- Cooling features: None
Interior Area
- Total structure area: 2,611
- Total interior livable area: 2,411 sqft
Property
Details
- Parcel number: SWNZM072B047
- Zoning description: RESIDE
- Other equipment: Portable Generator
Features
- Levels: Two
- Stories: 2
- Exterior features: Garden
Lot
- Lot size: 0.71 Acres
- Features: Country Setting,Landscaped
Parking
- Parking features: Gravel,Paved,Driveway,Carport
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Hampshire Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,070 | $24,840 |
| Home Insurance | $139 | $1,668 |
| Property Taxes | $841 | $10,092 |
| Electricity | $353 | $4,237 |
| Total | $3,403 | $40,836 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $399,500 |
| 2026-07-11 | Listed for sale | $409,500 |
View on Zillow