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540 Mountain Road, Concord, NH, 03301

4beds
2baths
2,167sqft
$1,300,000
$600price/sqft
$9,224/moest. monthly cost
$368,960/yrincome needed

About This Home

An incredible opportunity to restore a once-thriving organic farm or create the country property you've always envisioned. Set on over 18 acres of mixed terrain, this unique offering provides ample space for gardens, open fields, orchards, or paddocks for animals. The existing 4 BR home with full basement offers solid potential but is ready for updating, making it the perfect canvas to renovate to your personal style. A standout feature is the oversized sturdy barn, complete with skylights, offering endless possibilities, from continued agricultural use to a stunning barndominium conversion. Whether you're dreaming of a working farm, an equestrian property, or a private retreat, this property delivers exceptional flexibility. With plenty of acreage, there's also potential to create a family compound with multiple structures or explore subdivision opportunities to build additional homes behind the main lot, subject to local approvals. Enjoy the peace and privacy of a quiet rural setting while being just 10 minutes from downtown Concord, where you'll find shopping, dining, schools, and everyday conveniences. A rare chance to invest in land, lifestyle, and future potential all in one remarkable property.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
Mill Brook SchoolGrades PK-24.6 mi
6/10
Rundlett Middle SchoolGrades 6-87.1 mi
4/10
Concord High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Concrete
  • Roof: Asphalt Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Full,Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,167

Heating & Cooling

  • Heating features: Oil,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 3,247
  • Total interior livable area: 2,167 sqft

Property

Details

  • Parcel number: CNCDM07ZB34
  • Zoning description: RM

Features

  • Levels: Two
  • Stories: 2
  • Frontage length: Road frontage: 677

Lot

  • Lot size: 18.26 Acres
  • Features: Country Setting,Farm,Field/Pasture,Level,Open Lot,Secluded,Wooded,Rural

Parking

  • Total spaces: 1
  • Parking features: Dirt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Ice Storm
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance $384$4,608
Property Taxes $1,950$23,400
Electricity $317$3,808
Total$9,224$110,688

Income You'd Need if You Spent...

35% on housing$316,251/yr
40% on housing$276,720/yr
45% on housing$245,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$600This listing

vs Other Active Listings

Avg $/sqft

ZIP 03301$209
Merrimack County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 03301$277
Merrimack County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$1,300,000
2026-05-29Listing removed$1,300,000
2026-05-20Price change$1,300,000
2025-11-28Listed for sale$1,500,000

For Sale by Agent

AgentCyndi Gadberry
BrokerageRE/MAX Innovative Properties

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