See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

324 Prospect Street, Franklin, NH, 03235

2beds
2baths
1,150sqft
$375,000
$326price/sqft
$2,825/moest. monthly cost
$113,000/yrincome needed

About This Home

Welcome to 324 Prospect St Enjoy BEAUTIFUL MOUNTAIN VIEWS and a setting overlooking the former Mojalacki Golf course from this WELL LOVED and CARED FOR 2-bedroom, 2-bath CUSTOM RANCH is situated on just under an acre. The SPACIOUS FRONT-TO-BACK LIVING ROOM features HARDWOOD FLOORS and a COZY FIREPLACE, while the tiled kitchen opens to a BRIGHT DINING AREA with SCENIC VIEWS. Two comfortable bedrooms are THOUGHTFULLY POSITIONED at one end of the home with a full bath off the hall between them. A FIRST- FLOOR- LAUNDRY and half bath add convenience. RELAX in the INVITING BREEZEWAY, gather with friends on the FRONT DECK, and take in SPECTACULAR SUNSET VIEWS. Additional features include PUBLIC WATER AND SEWER a ONE-CAR-GARAGE, rebuilt SIDE CARPORT, NEWER FURNCACE newer hot water tank, awnings, FRUIT TREES, and ATTRACTIVE LANDSCAPING. Ideally located near downtown Franklin with all its revitalization projects, the Whitewater Park, Webster Lake, rail trails, Concord Hospital–Franklin, and shopping at Exit 20 in Tilton. A WONDERFUL PLACE to call home!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
Franklin Middle SchoolGrades 4-81.5 mi
3/10
Franklin High SchoolGrades 9-121.0 mi
2/10
Paul A. Smith SchoolGrades PK-31.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete
  • Roof: Asphalt Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Concrete,Concrete Floor,Partial,Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,150

Heating & Cooling

  • Heating features: Oil,Baseboard,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,852
  • Total interior livable area: 1,150 sqft

Property

Details

  • Parcel number: FRKNM137B011L
  • Zoning description: RRW/S

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Enclosed Porch
  • Exterior features: Deck,Garden,Storage
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: Beach Access
  • Waterbody name: Webster Lake
  • Frontage length: Road frontage: 165

Lot

  • Lot size: 0.83 Acres
  • Features: Landscaped,Sloped

Parking

  • Total spaces: 1
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance $114$1,368
Property Taxes $532$6,384
Electricity $283$3,398
Total$2,825$33,900

Income You'd Need if You Spent...

35% on housing$96,857/yr
40% on housing$84,750/yr
45% on housing$75,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 03235$235
Merrimack County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 03235$273
Merrimack County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$360,000
2026-07-06Price change$375,000
2026-06-29Price change$390,000
2026-06-12Price change$399,900
2026-06-01Listed for sale$424,900
2016-09-05Sold$161,900
2016-07-29Pending sale$169,900
2016-04-26Listed for sale$169,900
2016-01-15Listing removed$179,900
2015-07-15Price change$179,900
2015-05-28Listed for sale$199,900

For Sale by Agent

AgentLiz Swenson
BrokerageBHHS Verani Belmont

Similar Homes