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316 Webster Lake Road, Franklin, NH, 03235

2beds
1baths
1,320sqft
$499,900
$379price/sqft
$3,672/moest. monthly cost
$146,880/yrincome needed

About This Home

Charming lakeside retreat directly across from Webster Lake, offering water views and your own private dock for easy access to boating, fishing, and relaxing days on the water. This 2-bedroom 1-bath home sits on a .23-acre lot and features a welcoming front porch perfect for enjoying peaceful lake views while sipping morning coffee. Inside, you’ll find a comfortable layout with thoughtful upkeep throughout, plus a 1-car under garage for convenience. A durable metal roof adds long-term value and low maintenance. Out back, a separate bonus room provides added privacy ideal for a home office, studio, or guest space. A nearby public beach is an additional option for swimming and enjoying the lake!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

2/10
Paul A. Smith SchoolGrades PK-31.6 mi
3/10
Franklin Middle SchoolGrades 4-82.5 mi
3/10
Franklin High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Electric Stove
  • Laundry features: Laundry Hook-ups

Basement

  • Has basement: Yes
  • Basement: Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Dining Area,Living/Dining,Natural Light
  • Flooring: Softwood
  • Finished area below ground: 0
  • Finished area above ground: 1,320

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,320 sqft

Property

Details

  • Parcel number: FRKNM034B006L
  • Zoning description: Lake Protection

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Boat Slip/Dock,Deck,Natural Shade,Private Dock,Shed
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Beach Access,Lake Access
  • Waterbody name: Webster Lake
  • Frontage length: Road frontage: 85

Lot

  • Lot size: 10,019 sqft
  • Features: Recreational,Sloped,Near Paths,Near Skiing,Near Snowmobile Trails,Near Hospital,Near ATV Trail

Parking

  • Total spaces: 1
  • Parking features: Paved,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance $152$1,824
Property Taxes $710$8,520
Electricity $283$3,398
Total$3,672$44,064

Income You'd Need if You Spent...

35% on housing$125,897/yr
40% on housing$110,160/yr
45% on housing$97,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$379This listing

vs Other Active Listings

Avg $/sqft

ZIP 03235$232
Merrimack County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 03235$273
Merrimack County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$549,900
1999-07-14Sold$99,500

For Sale by Agent

AgentDavid Liberatore
BrokerageWhite Water Realty Group LLC

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