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109 South Cove Road, New London, NH, 03257

4beds
4baths
2,866sqft
$2,995,000
$1,045price/sqft
$19,134/moest. monthly cost
$765,360/yrincome needed

About This Home

This striking post and beam contemporary offers 3.64 acres of privacy with glorious wide-water and sunset vistas on one of the most desirable shorelines of Little Lake Sunapee. Set on the edge of this bucolic 400-acre lake, the property promises peace, natural beauty, and a true sense of retreat. The expansive great room features soaring ceilings, dramatic beams, a commanding stone fireplace, and sweeping water views. Enjoy open-concept living with an efficient kitchen, sun-filled dining area, and a wide lakefront deck ideal for summer entertaining. The first-floor primary suite includes a private bath with laundry and a balcony overlooking the lake—a serene perch to start or end the day. Upstairs, two spacious bedrooms share an adjacent bath, den or office area, and a ladder to a secret loft, perfect for imaginative escapes. A guest house, connected by a charming screen porch, provides a private retreat for visitors with a first-floor en-suite bedroom and an upstairs great room with kitchen and private deck. An attached garage and workshop add convenience and versatility. The open, gently sloping grounds lead to a sandy-bottom swim area and a deep-water dock, ideal for boating, swimming, and lakeside gatherings. The property also enjoys frontage on nearby Murray Pond, a magical spot where children (and adults alike) delight in catching frogs, spotting ducklings, and chasing fireflies. Welcome to Little Lake Sunapee! OPEN HOUSE - MAY 9TH 1PM TO 3PM

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Concrete
  • Roof: Asphalt Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer
  • Laundry features: 1st Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Dining Area,In-Law Suite,Kitchen Island,Primary BR w/ BA,Natural Light,Vaulted Ceiling(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Screens/Equip,Wood Burning,1 Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,866

Heating & Cooling

  • Heating features: Oil,Electric,Hot Water
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 4,654
  • Total interior livable area: 2,866 sqft

Property

Accessibility

  • Accessibility features: 1st Floor 3 Ft. Doors,1st Floor Bedroom,1st Floor Full Bathroom,1st Floor Laundry

Details

  • Parcel number: NLDNM45L19S0
  • Zoning description: Residential
  • Other equipment: Radon Mitigation

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Porch
  • Exterior features: Boat Mooring,Boat Slip/Dock,Dock,Balcony,Deck,Garden
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Deep Water Access,Lake Access,Lake Front,Lakes,Waterfront,Beach Access
  • Waterbody name: Little Sunapee Lake
  • Frontage length: Water frontage: 209,Road frontage: 334

Lot

  • Lot size: 3.64 Acres
  • Features: Country Setting,Landscaped,Recreational,Views,Near Country Club,Near Golf Course,Near Paths,Near Shopping,Near Hospital,Near School(s)

Parking

  • Total spaces: 1
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,144$181,728
Home Insurance $769$9,228
Property Taxes $2,802$33,624
Electricity $419$5,036
Total$19,134$229,608

Income You'd Need if You Spent...

35% on housing$656,022/yr
40% on housing$574,020/yr
45% on housing$510,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,045This listing

vs Other Active Listings

Avg $/sqft

ZIP 03257$354
Merrimack County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 03257$279
Merrimack County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$3,495,000

For Sale by Agent

AgentPamela Perkins
BrokerageFour Seasons Sotheby's Int'l Realty

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