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386 Pembroke Street, Pembroke, NH, 03275

5beds
3baths
3,643sqft
$499,000
$137price/sqft
$3,992/moest. monthly cost
$159,680/yrincome needed

About This Home

An architectural landmark, the Captain William Fife House, often referred to locally as the Gingerbread House, is a historic 1846 Italianate-style residence built as the elegant home of a prominent community member. The property stands as a notable example of mid-19th-century residential architecture. This unique property includes 3,763 square feet of space with five bedrooms and three bathrooms and is set on a one-acre lot with a lovely and private back yard with gardens. Though it has undergone significant renovations and system updates, it preserves its historic charm. System updates include energy-efficient heating using natural gas and a wood boiler in series, mini-splits on the main floor for cooling and shoulder season heating. It also has a 5 kWh solar PV array and a solar hot water system, lowering energy costs even further. It also has an EV charging station. In addition to its five bedrooms -- three of which are in its unusual square tower, it features a lovely sitting room with stained glass windows, a comfy den, a large and beautiful eat-in kitchen, a large sunroom with a small hot tub, an electric range as well as a gas range with overhead vent and a large room on the third floor suitable for a large office, artist studio, rehearsal space or simply storage. The three car garage has a full second floor that can be used for storage and there is a second driveway on the other side of the house that can accommodate an additional vehicle. Located near Concord, it offers a lot of space and a bit of history for a good price!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Pembroke Hill SchoolGrades K-40.2 mi
5/10
Three Rivers SchoolGrades 5-81.2 mi
5/10
Pembroke AcademyGrades 9-121.0 mi

Construction

Condition

  • Year built: 1846

Materials

  • Foundation: Concrete,Stone
  • Roof: Asphalt Shingle
  • Construction materials: Clapboard Exterior,Wood Exterior

Type & Style

  • Home type: SingleFamily
  • Architectural style: Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Dryer,Electric Range,Refrigerator,Exhaust Fan
  • Laundry features: 2nd Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Concrete Floor,Crawl Space,Partial,Unfinished,Basement Stairs,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Features

  • Kitchen Island,Kitchen/Dining
  • Flooring: Hardwood,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 3,643

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Wood Boiler,Mini Split,Boiler
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 4,387
  • Total interior livable area: 3,643 sqft

Property

Details

  • Parcel number: PMBRM565B58
  • Zoning description: R-1A

Features

  • Levels: 2.5
  • Stories: 2
  • Exterior features: Shed
  • Frontage length: Road frontage: 132

Lot

  • Lot size: 0.99 Acres
  • Features: City Lot

Parking

  • Total spaces: 3
  • Parking features: Paved,Storage Above,Electric Vehicle Charging Station(s),Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance $147$1,764
Property Taxes $789$9,468
Electricity $533$6,402
Total$3,992$47,904

Income You'd Need if You Spent...

35% on housing$136,868/yr
40% on housing$119,760/yr
45% on housing$106,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 03275$246
Merrimack County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 03275$268
Merrimack County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$499,000
2000-03-14Sold$25,000

For Sale by Agent

AgentSteven Lundahl
BrokerageColdwell Banker LIFESTYLES - Concord

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