545 N State Street, Concord, NH, 03301
About This Home
Cute as a button and easy to maintain, this charming two-bedroom bungalow offers the simplicity of condo living without the monthly fees or rules. Outside, mature perennials add color and charm, with just enough space for a garden, firepit, and outdoor relaxation. A large shed and full basement provide plenty of additional storage. Inside, the eat-in kitchen flows into a cozy living room with a fireplace. The spacious primary bedroom features an oversized closet, while the second bedroom can easily double as a home office or guest room. A large sunroom at the front of the home offers flexible space for additional dining, a mudroom, or a comfortable sitting area. Public utilities, natural gas, and a heating system and hot water heater that were replaced just a few years ago.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1939
Materials
- Foundation: Brick,Granite
- Roof: Asphalt Shingle
- Construction materials: Clapboard Exterior
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Ranch
Interior
Basement
- Has basement: Yes
- Basement: Concrete,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 872
Heating & Cooling
- Heating features: Natural Gas,Hot Water
- Cooling features: None
Interior Area
- Total structure area: 1,600
- Total interior livable area: 872 sqft
Property
Details
- Parcel number: CNCDM392ZB26
- Zoning description: RN
Features
- Levels: One
- Stories: 1
- Frontage length: Road frontage: 105
Lot
- Lot size: 0.36 Acres
- Features: Country Setting,Sloped,Wooded
Parking
- Parking features: Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Hampshire Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance | $103 | $1,236 |
| Property Taxes | $524 | $6,288 |
| Electricity | $283 | $3,398 |
| Total | $2,679 | $32,148 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $349,900 |
| 2004-09-17 | Sold | $175,000 |
| 1996-06-28 | Sold | $62,500 |
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