40 Lark Street, Franklin, NH, 03235
About This Home
Charming 4 Bedroom, 1 Bath seasonal cottage just a short walk to beautiful Webster Lake! This cozy getaway offers a relaxed, lakeside lifestyle with plenty of space for family and guests. Enjoy warm summer days, nearby beach access, and all the recreation activities the lake has to offer. The property features a small shed for extra storage and fenced-in yard for added privacy. A perfect opportunity for a weekend escape!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1954
Materials
- Foundation: Pillar/Post/Pier
- Roof: Asphalt Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage/Camp
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Gas Stove
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Features
- Dining Area,Living/Dining,Natural Woodwork
- Flooring: Carpet,Laminate
- Fireplace features: Wood Stove Hook-up
- Finished area below ground: 0
- Finished area above ground: 1,010
Heating & Cooling
- Heating features: Propane
- Cooling features: Other
Interior Area
- Total structure area: 1,010
- Total interior livable area: 1,010 sqft
Property
Details
- Parcel number: FRKNM076B035L
- Zoning description: LP
Features
- Levels: One
- Stories: 1
- Fencing: Partial
- Frontage length: Road frontage: 50
Lot
- Lot size: 5,227 sqft
- Features: City Lot,Interior Lot,Level,Walking Trails,Near Paths,Near Shopping,Near Skiing,Near Snowmobile Trails,Near Hospital,Near School(s)
Parking
- Parking features: Gravel,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Hampshire Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance | $63 | $756 |
| Property Taxes | $298 | $3,576 |
| Electricity | $283 | $3,398 |
| Total | $1,705 | $20,460 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $289,900 |
| 2005-09-20 | Sold | $148,530 |
View on Zillow