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20 Richmond Street, Dover, NH, 03820

5beds
2baths
2,081sqft
$499,900
$240price/sqft
$3,700/moest. monthly cost
$148,000/yrincome needed

About This Home

Spacious and updated Victorian style condo in a quaint neighborhood in downtown Dover! Rustic kitchen with stained cabinetry, granite countertops, peninsula seating area, tile backsplash, and stainless appliances. Living room, three season room, and den/spacious dining room on the first floor with pine hardwood flooring, high ceilings, great natural light, and period moldings. Home features a soothing palette of soft greens, warm neutrals, and natural wood – freshly repainted in 2025. Two sets of hardwood stairs access the second floor with three bedrooms, and a full bath with soaking tub and tile walls. The third floor offers great bonus space for two additional bedrooms, family room space, office, you name it! Full basement with great storage space, daylight windows, and workshop space. Front porch, fenced in backyard, and private driveway with off-street parking. Great location in close proximity to town and major routes! Photos show virtual staging.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

4/10
Woodman Park SchoolGrades PK-40.3 mi
5/10
Dover Middle SchoolGrades 5-81.0 mi
--
Dover Senior High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Brick,Concrete,Stone
  • Roof: Other,Asphalt Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Victorian
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Microwave,Refrigerator,Washer,Electric Stove,Water Heater off Boiler
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Concrete Floor,Daylight,Full,Interior Stairs,Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Dining Area,Kitchen Island,Natural Light,Soaking Tub
  • Window features: Screens
  • Flooring: Hardwood,Tile,Wood
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 2,081

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,673
  • Total interior livable area: 2,081 sqft

Property

Accessibility

  • Accessibility features: 1st Floor 1/2 Bathroom,Hard Surface Flooring

Details

  • Parcel number: DOVRM10131BL2
  • Zoning description: RM-U

Features

  • Levels: 3
  • Stories: 3
  • Patio & porch: Porch,Covered Porch
  • Exterior features: Garden
  • Fencing: Full
  • Frontage length: Road frontage: 75

Lot

  • Features: Level,Sidewalks,In Town,Near Shopping,Neighborhood

Parking

  • Total spaces: 4
  • Parking features: Gravel,Paved,Driveway,Off Street,On Street,Parking Spaces 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance $127$1,524
Property Taxes $742$8,904
Electricity $304$3,657
Total$3,700$44,400

Income You'd Need if You Spent...

35% on housing$126,857/yr
40% on housing$111,000/yr
45% on housing$98,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 03820$339
Strafford County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 03820$323
Strafford County$293

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$529,900
2017-06-15Sold$225,000
2010-04-14Sold$85,000
2009-08-10Sold$231,700

For Sale by Agent

AgentLauren Carney
BrokerageGreen & Company

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