




4 Cullen Bay Road, Dover, NH, 03820
About This Home
At the end of a long winding drive, beyond mature trees and rolling lawns, a remarkable waterfront setting unfolds. Positioned on 5.5 private acres at the confluence of the Salmon Falls and Cocheco Rivers, this exceptional estate occupies one of the most coveted locations in Dover, where three waterways ultimately lead to the Piscataqua River and the Atlantic Ocean beyond. Life here is defined by the water. Mornings begin with sunlight dancing across the river, afternoons are spent cruising from your private deep-water dock and mooring to Portsmouth Harbor or the Isles of Shoals, and evenings bring spectacular sunsets reflected across the ever-changing tidal landscape. The views are dynamic in every season, offering a front-row seat to one of the Seacoast's most captivating natural settings. The classic white brick Colonial is thoughtfully positioned to embrace both privacy and the surrounding beauty. From within, expansive views draw the outdoors in, creating a seamless connection between the home and its extraordinary waterfront environment. The acreage provides a rare sense of seclusion, while the neighborhood itself is among Dover's most exclusive residential enclaves, known for its estate-quality homes and peaceful surroundings.Few properties offer the combination of deep-water access, substantial acreage, privacy, and proximity to the Seacoast's most desirable destinations. Whether departing by boat for an afternoon on the Atlantic, entertaining against a backdrop of river views, or simply enjoying the tranquility of the setting, this is a property that delivers an exceptional waterfront lifestyle. A rare offering where land, water, and location come together in a way that is seldom available and nearly impossible to replicate.
Getting Around
Schools
Construction
Condition
- Year built: 1989
Materials
- Foundation: Concrete
- Roof: Asphalt Shingle
- Construction materials: Wood Frame,Brick Exterior
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Disposal,Dryer,Microwave,Double Oven,Refrigerator,Trash Compactor,Washer
- Laundry features: Laundry Hook-ups,1st Floor Laundry
Basement
- Has basement: Yes
- Basement: Concrete,Concrete Floor,Full,Interior Access,Basement Stairs,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Dining Area,Kitchen/Dining,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: 1 Fireplace
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,896
Heating & Cooling
- Heating features: Coal,Oil,Forced Air,Zoned
- Cooling features: Central Air
Interior Area
- Total structure area: 5,480
- Total interior livable area: 3,896 sqft
Property
Details
- Parcel number: DOVRMM0092BFL
- Zoning description: R-40
- Other equipment: Standby Generator
Features
- Levels: Two
- Stories: 2
- Exterior features: Boat Mooring,Boat Slip/Dock,Dock,Deck,Garden,ROW to Water,Shed,Storage
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterbody name: Cocheco River
Lot
- Lot size: 5.50 Acres
- Features: Landscaped,Sloped,Subdivided
Parking
- Total spaces: 2
- Parking features: Circular Driveway,Paved,Auto Open,Parking Spaces 1 - 10,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Ice Storm
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Hampshire Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,860 | $118,320 |
| Home Insurance | $498 | $5,976 |
| Property Taxes | $2,897 | $34,764 |
| Electricity | $570 | $6,846 |
| Total | $13,825 | $165,900 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $1,950,000 |
| 2026-06-02 | Listed for sale | $2,400,000 |
