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258 Main Street, Charlestown, NH, 03603

5beds
3baths
4,748sqft
$949,900
$200price/sqft
$7,263/moest. monthly cost
$290,520/yrincome needed

About This Home

Set in the heart of the Charlestown Main Street Historic District, this exceptional 1834 home known locally as “The Stone Cottage” and featured in the National Register of Historic Places, is a rare opportunity to own one of New Hampshire’s estimated 50 surviving stone houses. Meticulously restored over an 8-year period, the home seamlessly blends historic character with thoughtful modern upgrades, and is only a stone’s throw from essential amenities. Offering 5 total bedrooms and 3 full baths, the residence showcases remarkable craftsmanship throughout, including original wide pine floors, soaring 8’10” ceilings on the main level, and an extraordinary collection of 9 working fireplaces with soapstone hearths, both original and custom. A stunning 2005 library addition features custom Douglas fir timber frame construction and connects through a hidden passageway to an expansive in-law suite with a kitchenette and separate garage access. The library also includes beautifully tiled bath with seamless shower design on the first floor, making this home ideal for multigenerational living or guest accommodations. The heated oversized 2-car garage has an interior handicap-accessible ramp, while the breezeway and two-level wraparound deck create inviting transitional living and entertaining spaces. The kitchen is equally impressive with custom cherry cabinetry, tiled flooring, a large quartz breakfast island, JennAir cooktop, and Kenmore double ovens. Additional highlights include 7-zone radiant heat throughout, pellet stove, and a beehive oven and fireplace in the basement. The walkout basement also has it’s own garage-door for toys and equipment storage. Major system updates include roof, plumbing, electrical, furnace, and insulation. This is not just a home, but a chance to own a truly one-of-a-kind piece of Historic New England.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

2/10
8/10

Construction

Condition

  • Year built: 1834

Materials

  • Foundation: Poured Concrete,Stone
  • Roof: Asphalt Shingle
  • Construction materials: Stone Exterior

Type & Style

  • Home type: MultiFamily
  • Architectural style: Cape,Colonial,Federal,Historic Vintage
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Double Oven,Gas Range,Refrigerator,Washer
  • Laundry features: 1st Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Concrete Floor,Insulated,Interior Stairs,Storage Space,Walkout,Interior Access,Exterior Entry,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • In-Law/ADU,Natural Woodwork,Vaulted Ceiling(s)
  • Flooring: Tile,Wood
  • Fireplace features: Wood Burning,3+ Fireplaces
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,748

Heating & Cooling

  • Heating features: Oil,Pellet Stove,Hot Water,Zoned,Radiant Floor,Boiler
  • Cooling features: None

Interior Area

  • Total structure area: 7,107
  • Total interior livable area: 4,748 sqft

Property

Accessibility

  • Accessibility features: 1st Floor Full Bathroom,1st Floor Hrd Surfce Flr,Bathroom w/Step-in Shower,Grab Bars in Bathroom,Hard Surface Flooring,Kitchenette w/5 Ft. Diam,1st Floor Laundry

Details

  • Parcel number: CTOWM118B002L000
  • Zoning description: Center

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Deck
  • Frontage length: Road frontage: 221

Lot

  • Lot size: 1 Acres
  • Features: Level,Major Road Frontage,Open Lot,Sidewalks,In Town,Near Shopping

Parking

  • Total spaces: 2
  • Parking features: Gravel,Heated Garage,Parking Spaces 3 - 5
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance $364$4,368
Property Taxes $1,401$16,812
Electricity $695$8,344
Total$7,263$87,156

Income You'd Need if You Spent...

35% on housing$249,017/yr
40% on housing$217,890/yr
45% on housing$193,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 03603$130
Sullivan County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 03603$252
Sullivan County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$949,900
2026-05-27Listed for sale$1,000,000

For Sale by Agent

AgentBen Prentice
BrokerageKeller Williams Realty Metro-Keene

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