78 Garnet Street, Sunapee, NH, 03782
About This Home
Situated on Sunapee Harbor, this custom waterfront home offers a spectacular location and amazing water views from virtually every room. With 5 bedrooms, 5.5 bathrooms, 4 fireplaces, a full walkout lower level and multi-level exterior decks overlooking Lake Sunapee, you have the ideal place for entertaining and hosting guests and family. Enjoy the lifestyle with outdoor relaxation after docking your boat at your private dock along your 130 feet of shoreline. In the heart of it all, easily walk or bike to the harbor for dining and shopping, or to Dewey beach for fun in the sun. Enter the first floor and realize the wonder of the open floor plan and towering high ceilings. Take in the gorgeous and dramatic water views gained with the back wall of windows and french doors. Upstairs, you will find 4 bedrooms. The primary suite is appointed with its own fireplace, cedar closet and luxury bathroom. Your guests will enjoy convenience and privacy while staying in bedrooms with ensuite bathrooms. In the lower level, your comfort is enhanced by an entertainment room with fireplace, full bathroom and bar. The full walkout provides spectacular views, adds tremendous living space and a fifth bedroom. Well thought out and designed, this home has a 500 Sqft dry storage area for your water sport, snow sport and gardening needs (Interior and Exterior access). Whether your goal is to own a year-round home or vacation getaway, this property offers you the opportunity to achieve your goal in style.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Foundation: Concrete
- Roof: Asphalt Shingle
- Construction materials: Wood Frame,Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Dryer,Freezer,Microwave,Double Oven,Refrigerator,Washer,Water Heater
- Laundry features: 2nd Floor Laundry
Basement
- Has basement: Yes
- Basement: Climate Controlled,Finished,Interior Stairs,Walkout,Exterior Entry,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 4
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Bar,Cedar Closet(s),Kitchen Island,Primary BR w/ BA,Natural Light,Walk-In Closet(s)
- Flooring: Carpet,Tile,Wood
- Fireplace features: 3+ Fireplaces
- Fireplace: Yes
- Finished area below ground: 1,119
- Finished area above ground: 3,142
Heating & Cooling
- Heating features: Oil,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,745
- Total interior livable area: 4,261 sqft
Property
Details
- Parcel number: SUNAM128B33L
- Zoning description: Residential
Features
- Levels: 2.5
- Stories: 2
- Patio & porch: Porch
- Exterior features: Boat Slip/Dock,Deck,Private Dock,Storage
- Has view: Yes
- View description: Water,Lake
- Has water view: Yes
- Water view: Water,Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront
- Waterbody name: Lake Sunapee
- Frontage length: Water frontage: 130,Road frontage: 110
Lot
- Lot size: 0.25 Acres
- Features: Landscaped,Near Skiing
Parking
- Total spaces: 2
- Parking features: Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Hampshire Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $22,223 | $266,676 |
| Home Insurance | $1,710 | $20,520 |
| Property Taxes | $3,516 | $42,192 |
| Electricity | $624 | $7,488 |
| Total | $28,073 | $336,876 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-29 | Price change | $4,395,000 |
| 2025-06-21 | Price change | $4,595,000 |
| 2025-04-01 | Listed for sale | $4,895,000 |
| 2024-07-25 | Listing removed | $4,995,000 |
| 2024-06-23 | Price change | $4,995,000 |
| 2024-06-06 | Listed for sale | $5,400,000 |
| 2005-06-30 | Sold | $1,415,000 |
| 2002-09-13 | Sold | $900,000 |
For Sale by Agent
View on Zillow