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3 Hermit Island, Washington, NH, 03280

1beds
0baths
536sqft
$179,900
$336price/sqft
$1,457/moest. monthly cost
$58,280/yrincome needed

About This Home

Your boat access only, island glamping oasis awaits you! Come fall in love with all nature has to offer at this charmingly rustic off grid cabin surrounded by woods and water. With only 3 properties on the island, you can escape the hustle and bustle of life and embrace the relaxation of waterfront vacationing. This property offers an off grid cottage complete with lighting that runs off a generator, a handpump well, propane refrigerator, woodstove, composting toilet, two docks and several outbuildings. This property is only accessible via boat, is being sold as-is and will require a cash sale. There is so much potential here ready and waiting! Welcome to your vacation!!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Lempster Community SchoolGrades PK-88.3 mi
3/10

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Cottage/Camp
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 536

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 536
  • Total interior livable area: 536 sqft

Property

Details

  • Parcel number: WSHNM00024L000128S000000
  • Zoning description: RESIDE
  • Exclusions: Plastic-cased generator and kayaks.

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterbody name: Highland Lake
  • Frontage length: Water frontage: 375

Lot

  • Lot size: 0.36 Acres
  • Features: Level,Sloped,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance $50$600
Property Taxes $215$2,580
Electricity $283$3,398
Total$1,457$17,484

Income You'd Need if You Spent...

35% on housing$49,954/yr
40% on housing$43,710/yr
45% on housing$38,853/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 03280$210
Sullivan County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 03280$244
Sullivan County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$179,900

For Sale by Agent

AgentDanielle Quinn
BrokerageSpotlight Realty

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