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412 11th St NW, Albuquerque, NM, 87102

3beds
3baths
2,294sqft
$600,000
$262price/sqft
$3,739/moest. monthly cost
$149,560/yrincome needed

About This Home

Welcome to 412 11th Street NW in the historic Fourth Ward, where tree-lined streets meet downtown views. This home preserves its classic charm and historic elegance while offering thoughtful modern updates. Improvements include updated mechanicals, a relocated kitchen w/ gas cooktop & dbl ovens, added bathrooms and closets, and a detached, finished two-car garage. Also plantation shutters and added built-in bookshelves. The primary bath features a custom extra-deep soaking tub for two. Mini-splits provide heating and cooling in every room. The third floor offers cooling and an added closet, ideal for a bedroom or office. The backyard has a beautiful covered porch and a hot tub! A new shingle roof was installed in 2024, and all appliances convey.

Getting Around

86
WalkingVery Walkable
48
TransitSome Transit
88
BikeVery Bikeable

Schools

6/10
4/10
Washington Middle SchoolGrades 6-80.2 mi
3/10
Albuquerque High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1916

Materials

  • Roof: Flat,Pitched,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Queen Anne
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Double Oven,Dryer,Dishwasher,Refrigerator,Washer
  • Laundry features: Gas Dryer Hookup

Basement

  • Basement: Walk-Out Access

Bedroom2

  • Level: Second
  • Area: 182

Bedroom3

  • Level: Second
  • Area: 182

Bedroom4

  • Level: Third
  • Area: 465

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 132

Features

  • Bookcases,Breakfast Area,Separate/Formal Dining Room,Multiple Living Areas,Separate Shower,Water Closet(s)
  • Window features: Wood Frames
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Baseboard,Ductless
  • Cooling features: Ductless,Refrigerated

Interior Area

  • Total structure area: 2,294
  • Total interior livable area: 2,294 sqft

Kitchen

  • Level: Main
  • Area: 195

Living Room

  • Level: Main
  • Area: 280

Primary Bedroom

  • Level: Second
  • Area: 168

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 101305847408142116
  • Zoning description: R-1A*

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Balcony,Deck
  • Exterior features: Balcony,Deck,Hot Tub/Spa,Private Yard,Sprinkler/Irrigation
  • Has spa: Yes
  • Fencing: Back Yard,Wall

Lot

  • Lot size: 6,969 sqft
  • Features: Lawn,Sprinklers Automatic,Trees

Parking

  • Total spaces: 2
  • Parking features: Detached,Finished Garage,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$118$1,416
Property Taxes $425$5,100
Electricity $163$1,957
Total$3,739$44,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,194/yr
40% on housing$112,170/yr
45% on housing$99,706/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 87102$157
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87102
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$645,000
2026-04-24Price change$648,000
2026-03-24Price change$650,000
2026-02-04Price change$675,000
2025-12-13Listed for sale$700,000

For Sale by Agent

AgentLee Ann Pautz
BrokerageKeller Williams Realty

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