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15130 Highway 101 S, Brookings, OR, 97415

3beds
2baths
1,296sqft
$550,000
$424price/sqft
$3,347/moest. monthly cost
$133,880/yrincome needed

About This Home

Experience coastal living at its finest in this beautifully maintained 2023-built home set on 1.16 acres in the desirable Banana Belt climate of Harbor. Lightly lived in as a second home, this 3-bedroom, 2-bath retreat lives like new and offers sweeping ocean and pasture views from most rooms. A smart split-bedroom layout provides privacy and comfort, with the primary suite featuring big-view windows, a walk-in shower, dual sinks, and a spacious walk-in closet. The heart of the home is the open-concept kitchen, dining, and living area—ideal for entertaining and everyday living. Enjoy a large kitchen island with added storage, a walk-in pantry, modern cabinetry, and vinyl plank flooring throughout for style and easy care. Skylights and abundant natural light enhance the airy feel inside. Outdoor living shines here. Relax on the wood deck off the front entry or access the kitchen deck via the aluminum handicap ramp, designed for convenience and accessibility. The oversized patio provides room to gather now with potential to expand. Level, usable land offers room for gardens, hobbies, pets, or future improvements—and best of all, there are no CCRs, giving you freedom to customize the property your way.Bordering McVay Creek and surrounded by nature, this setting is a haven for wildlife enthusiasts. Listen to birdsong, watch grazing cattle, enjoy migrating bird activity, and take in the tranquility of open space. Mature plantings include apple, cherry, lemon, orchard trees, and eucalyptus. Recreation is at your fingertips—located just minutes to Winchuck River access, Crissey Field Recreation Area with beach access, and terrific local hiking trails. Whether you fish, beachcomb, hike, or simply enjoy the coastal outdoors, this location checks all the boxes! Plenty of room for a shop, garage, RV, and more. A rare opportunity to own a near-new ocean-view home on acreage—move-in ready and waiting for its next chapter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
5/10
Azalea Middle SchoolGrades 6-83.9 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Property subType: Residential,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Sliding Doors
  • Level: Main

Features

  • Kitchen Island,Pantry
  • Door features: Sliding Doors

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Features: Dishwasher, Island, Pantry,Free Standing Range, Free Standing Refrigerator
  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Features: Ensuite
  • Level: Main

Property

Details

  • Parcel number: R20809
  • Zoning: AFD

Features

  • Stories: 1
  • Has view: Yes
  • View description: Creek/Stream,Ocean
  • Has water view: Yes
  • Water view: Creek/Stream,Ocean

Lot

  • Lot size: 1.16 Acres
  • Features: Level,Acres 1 to 3

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Landslide
Tsunami

FEMA Declared Disasters in Curry County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$121$1,452
Property Taxes $269$3,228
Electricity $176$2,119
Total$3,347$40,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,754/yr
40% on housing$100,410/yr
45% on housing$89,253/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -8.3%
-8.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$424This listing

vs Other Active Listings

Avg $/sqft

ZIP 97415$247
Curry County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 97415$339
Curry County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$550,000
2026-01-09Listed for sale$599,000
2023-05-16Sold$290,000
2023-05-01Pending sale$319,000
2023-02-27Listed for sale$319,000
1990-05-25Sold$25,600

For Sale by Agent

AgentRebecca Watwood
BrokerageCentury 21 Agate Realty

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