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425 Benard Ln, Chemult, OR, 97731

5beds
3baths
1,782sqft
$270,000
$152price/sqft
$1,912/moest. monthly cost
$76,480/yrincome needed

About This Home

5 BEDROOMS 3 BATHROOMS! WITH SHOP! Full time residence or getaway-New well placed-Check out the water flow!! Mudroom attached to home-Kitchen appliances and washer dryer remain with the home-Shop offers a concrete floor and electricity for storage of your toys and RV-ride from your home into the forest for hours of adventures-ride to Diamond Lake, Miller Lake, along with restaurants in the area-Come enjoy all that Central Oregon has to offer with this home that fits all your needs-Call your agent today to set up a showing of this home -

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Unknown

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured On Land,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Range Hood,Refrigerator,Washer,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Laminate Counters,Pantry,Shower/Tub Combo,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Vinyl Frames
  • Flooring: Carpet,Vinyl
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,782
  • Total interior livable area: 1,782 sqft

Property

Details

  • Parcel number: 87998
  • Zoning description: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Awning(s),Covered
  • Exterior features: RV Dump,RV Hookup
  • Has view: Yes
  • View description: Forest,Neighborhood

Lot

  • Lot size: 0.68 Acres
  • Features: Adjoins Public Lands,Corner Lot,Level,Native Plants,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,RV Access/Parking,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Earthquake
Heat Wave
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters in Klamath County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$117$1,404
Property Taxes $254$3,048
Electricity $176$2,119
Total$1,912$22,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,554/yr
40% on housing$57,360/yr
45% on housing$50,986/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 97731$258
Klamath County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 97731$346
Klamath County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$270,000
2023-03-07Sold$175,000
2023-02-27Pending sale$175,000
2023-02-23Listed for sale$175,000
2021-01-20Listing removed--
2020-03-26Listed for sale$240,000

For Sale by Agent

AgentAngela Michelle Yancey
BrokerageCrescent Lake Realty LLC

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