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39051 Twin River Dr, Chiloquin, OR, 97624

1beds
1baths
1,025sqft
$389,000
$380price/sqft
$2,509/moest. monthly cost
$100,360/yrincome needed

About This Home

25 acres of Ponderosa Pines, thinned & managed, Sprague River views from bluff-all within 1 mile of Chiloquin. Built in 2006, this concrete slab garage with open living area above. Full bathroom on 1st level with stairs to the 2nd level.. One room with kitchen area, sleeping area-all you need to recreate in this area of great fishing, hunting, close to Chiloquin amenities like the Wood, Williamson and Sprague Rivers, Crater Lake Nat'l Park, Klamoya Casino, local restaurants and shops. Lots of room to build your larger home on the bluff overlooking the Sprague River below. Property line is close to the Sprague River and USFS adjoins to the river so you would have full river access-but it is steep! Plenty of public boat launching. Unique because of the size and beautiful forest but also it is close to town.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
2/10
Chiloquin High SchoolGrades 7-120.9 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Fiberglass Stall Shower,Laminate Counters,Open Floorplan
  • Window features: Vinyl Frames
  • Flooring: Hardwood
  • Common walls with other units/homes: No Common Walls,No One Above,No One Below

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Heat Pump,None

Interior Area

  • Total structure area: 1,025
  • Total interior livable area: 1,025 sqft

Property

Details

  • Parcel number: 204638
  • Zoning description: Forestry
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Forest,Panoramic,Ridge

Lot

  • Lot size: 25 Acres
  • Features: Adjoins Public Lands,Level,Native Plants,Wooded

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Cold Wave
Earthquake

FEMA Declared Disasters in Klamath County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$163$1,956
Property Taxes $204$2,448
Electricity $176$2,119
Total$2,509$30,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,022/yr
40% on housing$75,270/yr
45% on housing$66,906/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 97624$250
Klamath County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 97624$192
Klamath County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-05Listed for sale$389,000
1999-10-22Sold$49,000

For Sale by Agent

AgentCynthia Combs
BrokerageCrater Lake Realty,Inc.

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