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3635 Maidu Dr, Chiloquin, OR, 97624

4beds
3baths
2,805sqft
$569,000
$203price/sqft
$3,807/moest. monthly cost
$152,280/yrincome needed

About This Home

Escape to your lakeside retreat in Chiloquin, a quaint town near Crater Lake. Steps from world class fishing, kayaking and bird watching, this 2,805 total sq ft fire-smart home comes fully furnished and includes an ADU. On the main level, you'll be stunned by the lovely wood esthetic, vaulted ceilings and massive windows featuring the picturesque views of the lake, wildlife & Cascade Mountains. The living area flows into an updated kitchen with dining space and pantry, then 2 bedrooms and a full bath. This level has laundry hookups! Upstairs, the loft serves as a private suite with a full bath & office space. Image coming downstairs every morning to a fresh pot of coffee and front-row seat to nature's splendor. The ground level ADU includes a full kitchen, dining, living room, bedroom, bath, laundry & large flex space. On over an acre, the dividable property includes a variety of mature fruit trees. Recreation-ready including: aluminum boat, canoe, 2 kayaks, paddleboard & paddle boat

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
2/10
Chiloquin High SchoolGrades 7-123.9 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: ICFs (Insulated Concrete Forms)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Fiberglass Stall Shower,Granite Counters,In-Law Floorplan,Kitchen Island,Linen Closet,Open Floorplan,Pantry,Shower/Tub Combo,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Wood,Zoned
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,590
  • Total interior livable area: 2,805 sqft

Property

Details

  • Parcel number: 231804
  • Zoning description: N/A
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered Deck,Deck,Porch
  • Has view: Yes
  • View description: Mountain(s),Lake,Panoramic
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake Front

Lot

  • Lot size: 1.08 Acres
  • Features: Landscaped,Level

Parking

  • Parking features: Driveway,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Cold Wave
Earthquake

FEMA Declared Disasters in Klamath County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,877$34,524
Home Insurance *$239$2,868
Property Taxes $437$5,244
Electricity $254$3,054
Total$3,807$45,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,525/yr
40% on housing$114,210/yr
45% on housing$101,520/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 97624$250
Klamath County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 97624$192
Klamath County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Listed for sale$599,000
2025-10-24Listing removed$599,000
2025-05-15Listed for sale$599,000
2025-05-11Pending sale$599,000
2025-05-02Listed for sale$599,000
2024-10-12Listing removed$650,000
2024-04-30Listed for sale$650,000
2012-04-15Sold$125,000
2012-01-09Listing removed$159,900
2011-12-24Price change$159,900
2011-11-23Price change$169,900
2011-10-24Price change$179,900
2011-09-21Listed for sale$189,900
2011-08-01Sold$156,300

For Sale by Agent

AgentLauren Horn
BrokerageFisher Nicholson Realty, LLC

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