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845 W Arch St, Union, OR, 97883

2beds
2baths
1,080sqft
$314,900
$292price/sqft
$2,277/moest. monthly cost
$91,080/yrincome needed

About This Home

Discover a well-maintained 2-bedroom, 2-bath home in Union offering exceptional functionality and room to grow. The open kitchen and living area features beautiful hickory cabinetry and a layout that makes daily living comfortable and efficient.Solar panels are included and have historically offset nearly all electricity costs, often providing a small credit. Outside, the property offers outstanding workspace and storage. A 832 sq. ft. shop includes three bays with a finished work room in the center bay, while the additional 900 sq. ft. shop provides a large open area for equipment, vehicles, or hobbies. Ample parking accommodates multiple vehicles, trailers, and projects. The property is ready for its next owner to personalize and take advantage of the generous indoor and outdoor space. (Small “Sheds-to-Go” structure does not remain.)

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
Union Elementary SchoolGrades K-60.4 mi
7/10
Union High SchoolGrades 7-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: T111 Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Residential,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Window features: Vinyl Frames

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Walkin Shower,Accessibility

Details

  • Parcel number: 7843

Features

  • Stories: 1
  • Exterior features: Yard
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.27 Acres
  • Features: Level,SqFt 10000 to 14999

Parking

  • Total spaces: 2
  • Parking features: Driveway,RV Access/Parking,Detached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Wildfire
Lightning

FEMA Declared Disasters in Union County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$133$1,596
Property Taxes $376$4,512
Electricity $176$2,119
Total$2,277$27,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,068/yr
40% on housing$68,310/yr
45% on housing$60,720/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 97883$273
Union County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 97883$239
Union County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Price change$314,900
2026-02-09Listed for sale$320,000
2026-01-23Pending sale$320,000
2025-12-04Listed for sale$320,000
2008-01-28Sold$33,000

For Sale by Agent

AgentShawna McKinnis
BrokerageRE/MAX Real Estate Team

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