122 NE 12th Street, Oak Island, NC, 28465
About This Home
Seller can credit you to buy your rate down below 6% .... Easily affordable that way! RARE, turnkey Optimized STR home on 14' pilings ready for $60,000 in revenue per year or perfect for your dream come true PRIMARY HOME near the beach! Don't risk being priced out of the market over the next few years. Buy now and get income til you can move to OKI. Home has been set up to perform by consultants for investors. $25,000 in recent improvements ranging from quilts, outdoor games, decor, TVs, led lights, etc. to make this truly turnkey. The small things add up but have already been taken care of. Detailed purchases uploaded in docs to review. Perfect backyard for dogs for higher rents and occupancy if you go that route Improvements include: 100 lb Commercial ice maker, Brand new hot tub, Smart irrigation system, Ring flood lights and doorbell, New refrigerator, new washer, Smart Yale locks, Google Nest smart thermostat, Brand new surround sound speaker (Living room TV), New TVs in first level room, master, and 2 bedroom. Enjoy the fire pit or hammocks or hot tub for entertaining or impressing vacationers who leave you 5 star reviews. 6 minute bike ride to the beach or just a quick golf cart ride. No flood insurance required here. Lots of classy homes on this block with pride of ownership. OKI is where it's at!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Foundation: Other,Pilings
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Microwave,See Remarks,Washer,Range,Dryer,Dishwasher
Basement
- Basement: None
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Ground
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Solid Surface,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Blinds/Shades
- Flooring: LVT/LVP
- Attic: Access Only
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 2,020
- Total interior livable area: 2,020 sqft
Master Bedroom
- Level: Second
Property
Details
- Parcel number: 234fe041
- Zoning: R
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Covered,Deck,Enclosed,Porch,Screened
- Fencing: Back Yard,Vinyl
- Has view: Yes
- View description: See Remarks
- Waterfront features: None
- Frontage type: See Remarks
- Living area range: 2000 - 2199
Lot
- Lot size: 6,534 sqft
- Features: Level
- Lot size dimensions: 55 x 120
Parking
- Parking features: Covered,Concrete,Off Street,On Site,Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brunswick County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,956 | $47,472 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $241 | $2,892 |
| Electricity | $200 | $2,405 |
| Total | $4,543 | $54,516 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Price change | $784,000 |
| 2026-03-02 | Price change | $785,000 |
| 2026-02-06 | Listed for sale | $790,000 |
| 2023-09-29 | Sold | $680,000 |
| 2023-08-25 | Pending sale | $699,900 |
| 2023-08-18 | Listed for sale | $699,900 |
| 2023-01-31 | Listing removed | -- |
| 2023-01-07 | Listed for sale | $714,900 |
| 2019-09-11 | Sold | $310,000 |
| 2019-09-10 | Listed for sale | $329,900 |
| 2019-09-10 | Pending sale | $329,900 |
| 2019-07-26 | Pending sale | $329,900 |
| 2019-07-17 | Price change | $329,900 |
| 2019-06-18 | Price change | $339,900 |
| 2019-05-29 | Pending sale | $347,500 |
| 2018-12-11 | Price change | $347,500 |
| 2018-11-12 | Pending sale | $369,900 |
| 2018-10-31 | Price change | $369,900 |
| 2018-08-10 | Listed for sale | $372,500 |
| 2014-10-01 | Listing removed | $294,900 |
| 2013-09-19 | Listed for sale | $294,900 |
| 2007-08-31 | Sold | $95,000 |
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