See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1046 Tide Ridge Drive, Holden Beach, NC, 28462

5beds
5baths
2,662sqft
$1,249,000
$469price/sqft
$7,342/moest. monthly cost
$293,680/yrincome needed

About This Home

Coastal luxury meets panoramic water views in this exquisite custom residence, ideally positioned on a beautiful corner lot in the sought-after Pointe West community on Holden Beach Island. Enjoy sweeping views of both the Intracoastal Waterway and the Atlantic Ocean, with a private community beach access at the end of the street and a dedicated dock on the ICW. Designed with a reverse floor plan to maximize the scenery, this meticulously maintained 5-bedroom, 4.5-bath home offers elevated living with thoughtful architectural detail throughout. Each level features spacious decks, creating seamless indoor-outdoor living and multiple vantage points to take in both sunrise and sunset views. The upper level is the heart of the home, showcasing an expansive living and dining area filled with natural light and framed by breathtaking water views. Enjoy watching boats pass along the ICW from the living room deck, while the kitchen deck captures stunning ocean views--even from the kitchen sink. The well-appointed kitchen features custom cabinetry, generous countertop seating, and a dining area designed to accommodate large gatherings. The lower level welcomes you with an inviting front porch and grand staircase entry. Inside, a flexible office or den sits just off the foyer, while a private guest suite with full bath is positioned opposite. Down the hall, two additional bedrooms include one with a private deck, along with a shared hall bath. The top floor also features a second primary suite, offering privacy and comfort for owners or guests, along with a convenient powder room off the main living area. Outdoor living is just as impressive, with lush, professionally landscaped grounds, an irrigation system, a spacious front yard, patio, bocce ball court, and private fenced in yard. Additional highlights include an outdoor shower and abundant storage throughout--both interior and exterior--including multiple ground-level storage areas and two large closets designed with future elevator installation in mind. Never rented and impeccably cared for, this home presents an exceptional opportunity as a primary residence, second home, or high-performing investment property. Located in a private, low POA community offering both beach and boating access, this is a rare opportunity to experience the very best of Holden Beach Island living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
4/10
Cedar Grove MiddleGrades 6-86.0 mi
3/10
West Brunswick HighGrades 9-126.2 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Other,Raised,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener,Refrigerator,Ice Maker,Dryer,Dishwasher,Electric Range

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedroom5

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Den

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Ceiling Fan(s),Furnished,Reverse Floor Plan,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Door features: Thermal Doors
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,662
  • Total interior livable area: 2,662 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Second

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 245da034
  • Zoning: Hb-R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Open,Covered,Deck,Porch,Front Porch,Rear Porch
  • Exterior features: Outdoor Shower,Irrigation System,Thermal Doors
  • Fencing: Back Yard
  • Has view: Yes
  • View description: ICW,Marsh,Ocean
  • Has water view: Yes
  • Water view: Marsh,Ocean
  • On waterfront: Yes
  • Waterfront features: Deeded Beach Access,Water Access Comm
  • Frontage type: See Remarks
  • Living area range: 2600 - 2799

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot,Deeded Beach Access,Water Access Comm,Landscaped
  • Lot size dimensions: 72 x 144 x 72 x 166

Parking

  • Parking features: Concrete,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$389$4,668
Property Taxes $391$4,692
Electricity $247$2,975
Total$7,342$88,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$251,725/yr
40% on housing$220,260/yr
45% on housing$195,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$469This listing

vs Other Active Listings

Avg $/sqft

ZIP 28462$353
Brunswick County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 28462$194
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$1,329,000
2007-04-30Sold$320,000

For Sale by Agent

AgentMichele Klock, PROACTIVE Real Estate, Ansley C Rogers, PROACTIVE Real Estate
BrokeragePROACTIVE Real Estate

Similar Homes