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111 Churchill Dr, Kings Mountain, NC, 28086

2beds
1baths
1,008sqft
$175,000
$174price/sqft
$1,308/moest. monthly cost
$52,320/yrincome needed

About This Home

Investor Special! Calling all investors and rehab specialists! This partially renovated home presents an outstanding opportunity to complete a project that's already well underway. Originally a 2-bedroom, 1-bath home, the current owner began a full transformation and has completed many of the major structural improvements. The home has been framed to accommodate either a spacious 4-bedroom, 2.5-bath layout or a 3-bedroom, 2.5-bath design with a flex room, giving the next owner the flexibility to maximize resale value or rental income. Approximately $80,000 is estimated to complete the renovation. Significant progress has already been made, including: Demolition completed Foundation completed Additional living space added New roof installed Approximately 40% of plumbing completed Windows installed (remaining new windows are on-site and convey) Home wrapped and ready for the next phase The following inspections have already passed: Footings Foundation Plumbing Remaining work includes: Drywall Interior trim Flooring Exterior siding Final mechanical and finish work All materials currently on-site will convey with the sale, including the remaining windows and construction materials, with the exception of the security cameras and permit box. Whether you're looking for your next fix-and-flip, a long-term investment, or a custom home project, this property offers the chance to skip many of the costly early stages and take the project across the finish line. Bring your contractor and your vision—this one is ready for its next chapter!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
4/10
Kings Mountain MiddleGrades 7-80.8 mi
5/10
Kings Mountain HighGrades 9-120.6 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,008

Flex Space

  • Features: See Remarks
  • Level: Main

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Property

Details

  • Parcel number: 12102
  • Zoning: R10
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.26 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$76$912
Property Taxes $148$1,776
Electricity $200$2,405
Total$1,308$15,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,845/yr
40% on housing$39,240/yr
45% on housing$34,880/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 28086$203
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28086$172
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-26Listed for sale$175,000

For Sale by Agent

AgentCrystalyn Goodman Kent
BrokerageThe Next Level Realty Plus LLC

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