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1708 Shelby Rd, Kings Mountain, NC, 28086

--beds
0baths
--sqft
$1,200,000
--price/sqft
$7,809/moest. monthly cost
$312,360/yrincome needed

About This Home

Located at 1708 Shelby Road in Kings Mountain, NC. This property is currently zoned Surburban Residential (SR). The City of Kings Mountain's Future Land Use Map calls for this property to be Auto-Urban Commercial (AU). NCDOT traffic maps indicate 10500 cars per day as of 2021. This property has approximately 223 feet of road frontage on Shelby Road (Highway 74 Business). Location: approximately 0.7 miles from the Food Lion / Roses shopping center and approximately 1.2 miles west of the Walmart Market, McDonalds, CVS, Pizza Hut, and other restaurants and retailers. Within 2 miles to Ingles Markets and NC Hwy 74. +/-3 miles to I85 and Catawba Two Kings Casino.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
3/10
Kings Mountain MiddleGrades 7-80.8 mi
5/10
Kings Mountain HighGrades 9-120.8 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Property

Details

  • Parcel number: 12026

Lot

  • Lot size: 2.03 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$524$6,288
Property Taxes $1,018$12,216
Electricity $200$2,405
Total$7,809$93,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$267,737/yr
40% on housing$234,270/yr
45% on housing$208,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28086$192
Cleveland County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 28086$172
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-17Listed for sale$1,200,000
2019-01-22Sold$83,000
2012-11-16Price change$96,900
2012-10-19Listed for sale$98,900

For Sale by Agent

AgentRuss Putnam
BrokeragePoint 135 Real Estate

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