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812 Kings Rd, Shelby, NC, 28150

3beds
2baths
1,211sqft
$210,000
$173price/sqft
$1,525/moest. monthly cost
$61,000/yrincome needed

About This Home

Welcome to this inviting 3-bedroom, 2-bath home featuring a fenced front yard and a classic rocking chair front porch, perfect for relaxing outdoors. Inside, you’ll find a spacious eat-in kitchen with granite countertops, stainless-steel appliances that will remain, and a pantry, plus a large laundry/mudroom offering plenty of storage and functionality. LVP and crowning molding throughout. Conveniently located near shopping, dining, and major commuter routes, this home combines comfort, charm, and accessibility. Don’t miss this great opportunity!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
Elizabeth ElementaryGrades PK-51.9 mi
4/10
Shelby MiddleGrades 6-81.9 mi
3/10
Shelby HighGrades 9-120.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Mud Room,Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,211

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,211
  • Total interior livable area: 1,211 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 19699
  • Zoning: R8
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 0.22 Acres

Parking

  • Parking features: Driveway,On Street,Parking Space(s)
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$93$1,116
Property Taxes $171$2,052
Electricity $200$2,405
Total$1,525$18,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,285/yr
40% on housing$45,750/yr
45% on housing$40,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 28150$125
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28150$161
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$215,000
2025-12-31Price change$220,000
2025-10-27Price change$230,000
2025-07-11Price change$240,000
2025-06-12Listed for sale$250,000
2023-02-06Sold$212,000
2022-11-28Price change$225,000
2022-08-24Price change$250,000
2022-07-29Listed for sale$275,000
2020-09-10Sold$7,000
2017-12-13Sold$4,500
2017-08-29Listed for sale$5,000
2017-05-30Sold$4,000
2014-08-07Sold$48,000
2014-05-15Sold$15,000
2012-10-02Sold$10,000
2010-09-21Listing removed$30,000
2010-08-27Listed for sale$30,000

For Sale by Agent

AgentTracy Whisnant
BrokerageRE/MAX Select

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